Bank of America

Investor Relations

Bank of America Announces First Quarter Earnings Conference Call

CHARLOTTE, N.C., April 7 /PRNewswire/ -- Bank of America Corporation (NYSE: BAC) today announced that James H. Hance, Jr., vice chairman and chief financial officer, is scheduled to present financial results for the first quarter on Monday, April 14, 2003 at 9:30 a.m.

A live webcast of the presentation will be available at www.bankofamerica.com/investor.

One of the world's leading financial services companies, Bank of America is committed to making banking work for customers and clients like it never has before. Through innovative technologies and the ingenuity of its people, Bank of America provides individuals, small businesses and commercial, corporate and institutional clients across the United States and around the world new and better ways to manage their financial lives.

Shares of Bank of America (NYSE: BAC), the second largest banking company in the United States by market capitalization, are listed on the New York, Pacific and London stock exchanges. The company's Web site is www.bankofamerica.com. News, speeches and other corporate information may be found at www.bankofamerica.com/newsroom.

SOURCE Bank of America Corporation
04/07/2003 CONTACT:
Eloise Hale of Bank of America, +1-704-387-0013, or
eloise.hale@bankofamerica.com

Audio: http://www.bankofamerica.com/investor
Web site: http://www.bankofamerica.com/newsroom
Web site: http://www.bankofamerica.com

Bank of America

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The financial and other information that may be accessed on this Investor Relations web site speaks only as of the particular dates referenced in the information or the dates the information was originally issued. This information may have since become superseded as a result of later circumstances or events. Bank of America does not undertake any obligation, and disclaims any duty, to update this information. In addition, this information may contain forward-looking statements that are subject to various risks and uncertainties that could cause actual outcomes or results to differ materially from those expressed in or implied by any forward-looking statement. The risks and uncertainties that could affect the company's actual outcomes or results are discussed more fully in our most recent Annual Report on Form 10-K, as well as any updated risks and uncertainties contained in subsequent reports filed with the Securities and Exchange Commission.