Bank of America

Investor Relations

Bank of America Board Declares Dividends

CHARLOTTE, N.C., April 25 /PRNewswire/ --

The Bank of America Corporation (NYSE: BAC) Board of Directors today declared a regular quarterly dividend on common stock of $.56 per share, payable on June 22, 2001 to shareholders of record on June 1, 2001.

The board also declared a $1.75 regular cash dividend on the 7 percent Cumulative Redeemable Preferred Stock, Series B. The dividend is payable July 25, 2001 to shareholders of record on July 11, 2001.

Bank of America provides banking and investing services, corporate and investment banking, and financial products and services through state-of-the- art technology to individuals and businesses across the United States and around the world. As a growth company, we serve customers through more than 4,400 domestic offices, 38 international offices, 13,800 ATMs, 90 regional client telephone service centers and the largest online bank in the United States with 3.2 million clients. Bank of America stock (ticker: BAC) is listed on the New York, Pacific and London stock exchanges, and certain shares are listed on the Tokyo Stock Exchange. The Bank of America Web site is www.bankofamerica.com.

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SOURCE Bank of America Corporation

CONTACT: investors, Susan Carr, 704-386-8059, or Kevin Stitt, 704-386-5667, or media, Eloise Hale, 704-387-0013, or e-mail, eloise.hale@bankofamerica.com, all of Bank of America Corporation/

Bank of America

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The financial and other information that may be accessed on this Investor Relations web site speaks only as of the particular dates referenced in the information or the dates the information was originally issued. This information may have since become superseded as a result of later circumstances or events. Bank of America does not undertake any obligation, and disclaims any duty, to update this information. In addition, this information may contain forward-looking statements that are subject to various risks and uncertainties that could cause actual outcomes or results to differ materially from those expressed in or implied by any forward-looking statement. The risks and uncertainties that could affect the company's actual outcomes or results are discussed more fully in our most recent Annual Report on Form 10-K, as well as any updated risks and uncertainties contained in subsequent reports filed with the Securities and Exchange Commission.