Bank of America

Investor Relations

Bank of America to Present at Salomon Smith Barney Conference

CHARLOTTE, N.C., Jan. 22 /PRNewswire-FirstCall/ -- Bank of America today announced that Ken Lewis, chairman and chief executive officer, is scheduled to deliver a presentation at the Salomon Smith Barney 2004 Financial Services Conference in New York on January 27, 2004 at approximately 8:00 a.m.

He will discuss the company's customer-centric strategy and recent financial performance as well as its recently announced merger with FleetBoston Financial Corporation.

A live webcast of the presentation, in addition to the accompanying slides, will be available at www.bankofamerica.com/investor .

Bank of America is one of the world's largest financial institutions, serving individual consumers, small businesses and large corporations and institutions with a full range of banking, investing, asset management and other financial and risk management products and services. The company provides unmatched convenience for consumers in the United States, serving 1 in 3 American households with 4,200 banking centers, more than 13,100 ATMs and award-winning internet site with more than seven million active online users. Bank of America is rated the number one Small Business Administration Lender in the United States by the SBA. The company serves clients in 150 countries and has relationships with 94 percent of the U.S. Fortune 500 companies and 76 percent of the Global Fortune 500. The seventh most profitable company in the United States, Bank of America had $736 billion in assets, $414 billion in deposits and a market capitalization of $115.9 billion at December 31, 2003. Bank of America Corporation stock (ticker: BAC) is listed on the New York Stock Exchange. For more information, please go to www.bankofamerica.com .

SOURCE Bank of America Corporation
-0- 01/22/2004

/CONTACT: Eloise Hale of Bank of America, +1-704-387-0013, or eloise.hale@bankofamerica.com/
/Web site: http://www.bankofamerica.com
http://www.bankofamerica.com/investor /
(BAC)

Bank of America

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