Bank of America

Investor Relations

Bank of America Prices $750 Million in Credit Card Asset-Backed Notes From the BA Credit Card Trust (Formerly Known as MBNA Credit Card Master Note Trust)

CHARLOTTE, N.C., Sept. 12 /PRNewswire/ -- Bank of America's FIA Card Services, N.A. (formerly known as MBNA America Bank, N.A.) today priced an offering of $750 million in credit card asset-backed notes from the BA Credit Card Trust.

(Logo: http://www.newscom.com/cgi-bin/prnh/20050720/CLW086LOGO-b)

The Class A (2006-10) consists of $750 million floating rate asset backed notes. The three-year notes were priced at par and will accrue interest at 2 basis points under the one-month London Interbank Offered Rate ("LIBOR").

This offering, scheduled to close on September 19, 2006, was lead managed by Banc of America Securities LLC and co-managed by Barclays Capital, Deutsche Bank Securities and Lehman Brothers.

The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may obtain the prospectus for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send to you the prospectus if you request it by calling toll-free 1-800-294-1322 or you may e-mail a request to dg.prospectus_distribution@bofasecurities.com.

http://www.bankofamerica.com/newsroom

SOURCE Bank of America

/CONTACT: Christopher Feeney of Bank of America Corporation, +1-704-386-6794, or christopher.feeney@bankofamerica.com/

Bank of America

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