BANK OF AMERICA

Investor Relations

Credit Ratings

Credit Ratings for Bank of America and Selected Legal Entities
as of October 1, 2014

Credit ratings and outlooks are opinions subject to ongoing review by the rating agencies and may change from time to time based on Bank of America's financial performance, industry dynamics, and other factors.

Bank of America Corporation
Bank of America, N.A.
Merrill Lynch, Pierce, Fenner & Smith Incorporated
Merrill Lynch International
Bank of America Merrill Lynch International Limited
BANA Holding Corporation
B of A Issuance B.V.
BAC Canada Finance Company
Merrill Lynch & Co., Canada Ltd.
Merrill Lynch Japan Finance GK
Merrill Lynch Japan Securities Co., Ltd.
Merrill Lynch B.V.
Merrill Lynch Bank and Trust Company (Cayman) Limited
Merrill Lynch International Bank Limited
Bank of America Mexico, S.A., Institucion de Banca Multiple
Merrill Lynch Mexico, S.A. de C.V., Casa de Bolsa
Bank of America Merrill Lynch Banco Múltiplo S.A.
DSP Merrill Lynch Capital Limited
Merrill Lynch Derivative Products AG