BANK OF AMERICA

Investor Relations

Fixed Income Overview

Credit Ratings Summary

As of December 2, 2014

Bank of America Corporation
 Moody'sStandard
& Poor's
Fitch
Outlook StableNegativeNegative
Long-term senior Baa2 A- A
Short-term P-2 A-2 F1
Subordinated Baa3BBB+  BBB+
Trust preferred Ba1 BB  BB+
Preferred stock Ba3 BB BB
Bank of America, N.A. (1)
 Moody'sStandard
& Poor's
Fitch
Outlook StableStableNegative
Deposits A2 A A+
Long-term senior A2 A A
Short-term P-1 A-1 F1
Merrill Lynch, Pierce, Fenner & Smith Incorporated
 Moody'sStandard
& Poor's
Fitch
Outlook -StableNegative
Long-term senior - A A
Short-term - A-1F1
Merrill Lynch International
 Moody'sStandard
& Poor's
Fitch
Outlook -StableNegative
Long-term senior - A A
Short-term - A-1F1
(1) On October 1, 2014, FIA Card Services, N.A. was merged with Bank of America, N.A.
For a pdf version of the Credit Ratings Summary, please click here.

For Bank of America Corporation's subsidiary credit ratings, please see the Credit Ratings page.

Fixed Income Investor Materials

The fixed income investor materials are intended to assist current and potential creditors and counterparties in becoming familiar with Bank of America Corporation, its financial position, and results. They describe the company’s various businesses and provide insight into its funding, liquidity, capital, and asset quality. They are updated each quarter after the release of results, and again after periodic reports are filed with the U.S. Securities and Exchange Commission.

2-Dec-2014Fixed Income Investor Materials

Terms of Use

The information contained on this Fixed Income Investor Relations web site is provided for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to buy any securities.

The financial and other information that may be accessed on this Fixed Income Investor Relations web site speaks only as of the particular dates referenced in the information or the dates the information was originally issued. This information may have since become superseded as a result of later circumstances or events. Bank of America does not undertake any obligation, and disclaims any duty, to update this information. In addition, this information may contain forward-looking statements that are subject to various risks and uncertainties that could cause actual outcomes or results to differ materially from those expressed in or implied by any forward-looking statement. The risks and uncertainties that could affect the company’s actual outcomes or results are discussed more fully in our most recent Annual Report on Form 10-K, as well as any updated risks and uncertainties contained in subsequent reports filed with the Securities and Exchange Commission.