BANK OF AMERICA

Investor Relations

Bank of America to Webcast Annual Meeting of Shareholders; Provides Access to Approximately 900,000 Shareholders

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CHARLOTTE, N.C., March 19 /PRNewswire/ -- Bank of America Corporation (NYSE: BAC) today announced that it will Webcast its annual meeting in order to give the bank's shareholders and others remote access. The company is utilizing technology to break down barriers to ensure that all investors and interested parties around the world have access to information about the company. The meeting is scheduled for April 25, 2001 at 10 a.m. EDT. The live Webcast can be accessed at http://www.bankofamerica.com/investor. An invitation to the meeting, including Webcast access, was distributed to shareholders in the company's proxy, which was filed today with the Securities and Exchange Commission.

The Webcast will give participants the opportunity to hear an important moment in the bank's history, the retirement of McColl as chairman and chief executive officer. At the meeting, he will be handing over the reins to Kenneth D. Lewis, currently president and chief operating officer, who will become the company's new chairman and chief executive officer.

In addition to being able to listen to the meeting, participants will be able to view a slide presentation given by James H. Hance, Jr., vice chairman and chief financial officer, which will review the company's 2000 financial highlights and financial goals for 2001.

About Bank of America

One of the world's leading financial services companies, Bank of America is committed to making banking work for customers like it never has before. Through innovative technologies and the ingenuity of its people, Bank of America provides individuals, small businesses and commercial, corporate and institutional clients across the United States and around the world new and better ways to manage their financial lives. The company enables customers to do their banking and investing whenever, wherever and however they choose through the nation's largest financial services network, including more than 4,400 domestic offices and 13,000 ATMs, as well as 38 international offices, a telephone banking network that handles over a half billion calls a year and an Internet Web site that provides online access for over 3 million customers, more than any other bank.

Bank of America stock (ticker: BAC) is listed on the New York, Pacific and London stock exchanges. The company's Web site is www.bankofamerica.com. News, speeches and other corporate information may be found at www.bankofamerica.com/newsroom. SOURCE Bank of America Corporation

CONTACT: Scott Scredon, 404-607-5225, or e-mail, Scott.scredon@bankofamerica.com, or Lisa Gagnon, 704-388-3192, or e-mail, Lisa.gagnon@bankofamerica.com, both of Bank of America Corporation/