BANK OF AMERICA

Investor Relations

Bank of America Board Declares Dividends

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CHARLOTTE, N.C., April 25 /PRNewswire/ --

The Bank of America Corporation (NYSE: BAC) Board of Directors today declared a regular quarterly dividend on common stock of $.56 per share, payable on June 22, 2001 to shareholders of record on June 1, 2001.

The board also declared a $1.75 regular cash dividend on the 7 percent Cumulative Redeemable Preferred Stock, Series B. The dividend is payable July 25, 2001 to shareholders of record on July 11, 2001.

Bank of America provides banking and investing services, corporate and investment banking, and financial products and services through state-of-the- art technology to individuals and businesses across the United States and around the world. As a growth company, we serve customers through more than 4,400 domestic offices, 38 international offices, 13,800 ATMs, 90 regional client telephone service centers and the largest online bank in the United States with 3.2 million clients. Bank of America stock (ticker: BAC) is listed on the New York, Pacific and London stock exchanges, and certain shares are listed on the Tokyo Stock Exchange. The Bank of America Web site is www.bankofamerica.com.

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CONTACT: investors, Susan Carr, 704-386-8059, or Kevin Stitt, 704-386-5667, or media, Eloise Hale, 704-387-0013, or e-mail, eloise.hale@bankofamerica.com, all of Bank of America Corporation/