Investor Relations

Bank of America Announces Fourth Quarter and 2002 Year-End Earnings Conference Call

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CHARLOTTE, N.C., Jan. 8 /PRNewswire-FirstCall/ -- Bank of America Corporation (NYSE: BAC) today announced that James H. Hance, Jr., vice chairman and chief financial officer, is scheduled to present financial results for the fourth quarter and year-end 2002 on Wednesday, January 15, 2003 at 9:30 a.m.

A live webcast of the presentation will be available at

One of the world's leading financial services companies, Bank of America is committed to making banking work for customers and clients like it never has before. Through innovative technologies and the ingenuity of its people, Bank of America provides individuals, small businesses and commercial, corporate and institutional clients across the United States and around the world new and better ways to manage their financial lives. The company enables customers to do their banking and investing whenever, wherever and however they choose through the nation's largest financial services network, including approximately 4,400 domestic offices and 13,000 ATMs, as well as 30 international offices serving clients in more than 150 countries, and an Internet Web site that provides online banking access for more than 3.8 million active users, more than any other bank.

Bank of America stock (ticker: BAC) is listed on the New York, Pacific and London stock exchanges. The company's Web site is News, speeches and other corporate information may be found at SOURCE Bank of America Corporation


CONTACT: Eloise Hale of Bank of America, +1-704-387-0013, or

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