BANK OF AMERICA

Investor Relations

Bank of America to Present at UBS Conference

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CHARLOTTE, N.C., May 5, 2004 /PRNewswire via COMTEX/ -- Bank of America today announced that Ken Lewis, chief executive officer, is scheduled to deliver a presentation at the 2004 UBS Global Financial Services Conference in New York on May 12, 2004 at 8:50 a.m.

He will discuss the company's customer-centric strategy, recent financial performance and its recent merger with FleetBoston Financial Corporation.

A live webcast of the presentation, in addition to the accompanying slides, will be available at www.bankofamerica.com/investor .

Bank of America is one of the world's largest financial institutions, serving individual consumers, small businesses and large corporations with a full range of banking, investing, asset management and other financial and risk-management products and services. The company provides unmatched convenience in the United States, serving 33 million consumer relationships with 5,700 retail banking offices, more than 16,000 ATMs and award-winning online banking with more than ten million active users. Bank of America is rated the No. 1 Small Business Administration Lender in the United States by the SBA. The company serves clients in 150 countries and has relationships with 96 percent of the U.S. Fortune 500 companies and 82 percent of the Global Fortune 500. Bank of America Corporation stock (ticker: BAC) is listed on the New York Stock Exchange.

www.bankofamerica.com

SOURCE Bank of America

Eloise Hale of Bank of America, +1-704-387-0013, or eloise.hale@bankofamerica.com

http://www.bankofamerica.com