BANK OF AMERICA

Investor Relations

Bank of America Announces Second Quarter Earnings Conference Call

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CHARLOTTE, N.C., June 29 /PRNewswire/ -- Bank of America Corporation today announced that the company is scheduled to present financial results for the second quarter on Wednesday, July 14, 2004 at 9:30 a.m.

A live webcast of the presentation will be available at http://www.bankofamerica.com/investor .

Bank of America is one of the world's largest financial institutions, serving individual consumers, small businesses and large corporations with a full range of banking, investing, asset management and other financial and risk-management products and services. The company provides unmatched convenience in the United States, serving 33 million consumer relationships with 5,700 retail banking offices, more than 16,000 ATMs and award-winning online banking with more than ten million active users. Bank of America is the No. 1 Small Business Administration Lender in the United States by the SBA. The company serves clients in 150 countries and has relationships with 96 percent of the U.S. Fortune 500 companies and 82 percent of the Global Fortune 500. Bank of America Corporation stock (ticker: BAC) is listed on the New York Stock Exchange.

SOURCE Bank of America
06/29/2004

CONTACT: Investors, Kevin Stitt, +1-704-386-5667, or Lee McEntire, +1-704-388-6780, or Media, Eloise Hale, +1-704-387-0013, all of Bank of America
Web site: http://www.bankofamerica.com
http://www.bankofamerica.com/investor
(BAC)