BANK OF AMERICA

Investor Relations

Bank of America to Present at the Goldman Sachs Conference

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CHARLOTTE, N.C., Dec. 1 /PRNewswire/ -- Kenneth D. Lewis, Bank of America president and chief executive officer, is scheduled to deliver a presentation at the Goldman Sachs Annual Bank CEO Conference in New York City on December 7, 2004 at 10 a.m. He will discuss the company's growth strategy.

A live webcast of the presentation, in addition to the accompanying slides, will be available at http://www.bankofamerica.com/investor .

Bank of America is one of the world's largest financial institutions, serving individual consumers, small and middle market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk-management products and services. The company provides unmatched convenience in the United States, serving 33 million consumer relationships with more than 5,800 retail banking offices, more than 16,500 ATMs and award-winning online banking with more than 11 million active users. Bank of America is the No. 1 overall Small Business Administration (SBA) lender in the United States and the No. 1 SBA lender to minority-owned small businesses. The company serves clients in 150 countries and has relationships with 98 percent of the U.S. Fortune 500 companies and 85 percent of the Global Fortune 500. Bank of America Corporation stock (ticker: BAC) is listed on the New York Stock Exchange.

SOURCE Bank of America
12/01/2004

CONTACT: Eloise Hale of Bank of America, +1-704-387-0013
Web site: http://www.bankofamerica.com
http://www.bankofamerica.com/investor