BANK OF AMERICA

Investor Relations

Bank of America Announces First Quarter Earnings Conference Call

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CHARLOTTE, N.C., March 22 /PRNewswire/ -- Bank of America Corporation today announced that the company is scheduled to present financial results for the first quarter of 2005 on Monday, April 18, 2005 at 9:30 a.m.

A live webcast of the presentation will be available at http://www.bankofamerica.com/investor .

Bank of America

Bank of America is one of the world's largest financial institutions, serving individual consumers, small and middle market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk-management products and services. The company provides unmatched convenience in the United States, serving 33 million consumer relationships with more than 5,800 retail banking offices, more than 16,700 ATMs and award-winning online banking with more than twelve million active users. Bank of America is the No. 1 overall Small Business Administration (SBA) lender in the United States and the No. 1 SBA lender to minority-owned small businesses. The company serves clients in 150 countries and has relationships with 98 percent of the U.S. Fortune 500 companies and 85 percent of the Global Fortune 500. Bank of America Corporation stock (NYSE: BAC) is listed on the New York Stock Exchange.

http://www.bankofamerica.com

SOURCE Bank of America
03/22/2005

CONTACT: Investors, Kevin Stitt, +1-704-386-5667, or Lee McEntire, +1-704-388-6780, or Media, Terry Francisco, +1-704-386-4343, or Terry.h.francisco@bankofamerica.com , all of Bank of America

Web site: http://www.bankofamerica.com
http://www.bankofamerica.com/investor