BANK OF AMERICA

Investor Relations

Bank of America Announces Fourth Quarter Earnings Conference Call

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CHARLOTTE, N.C., Nov. 4 /PRNewswire/ -- Bank of America Corporation today announced that it will present financial results for the fourth quarter of 2005 on Monday, Jan. 23, 2006 at 9:30 a.m.

(Logo: http://www.newscom.com/cgi-bin/prnh/20050720/CLW086LOGO-b )

A live webcast of the presentation will be available at http://www.bankofamerica.com/investor.

Bank of America

Bank of America is one of the world's largest financial institutions, serving individual consumers, small and middle market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk-management products and services. The company provides unmatched convenience in the United States, serving more than 38 million consumer and small business relationships with more than 5,800 retail banking offices, more than 16,700 ATMs and award-winning online banking with more than 14 million active users. Bank of America is the No. 1 overall Small Business Administration (SBA) lender in the United States and the No. 1 SBA lender to minority-owned small businesses. The company serves clients in 150 countries and has relationships with 97 percent of the U.S. Fortune 500 companies and 79 percent of the Global Fortune 500. Bank of America Corporation stock (NYSE: BAC) is listed on the New York Stock Exchange.

SOURCE Bank of America

/CONTACT: Investors, Kevin Stitt, +1-704-386-5667, or Lee McEntire, +1-704-388-6780, or Leyla Pakzad, +1-704-386-2024, or Media, Terry Francisco, +1-704-386-4343, or Terry.h.francisco@bankofamerica.com, all of Bank of America/