BANK OF AMERICA

Investor Relations

Bank of America Corporation Declares Dividends

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CHARLOTTE, N.C., April 25 /PRNewswire/ -- The Bank of America Corporation board of directors today declared a regular quarterly dividend of $.50 per share on Bank of America common stock.

The dividend is payable June 23, 2000 to shareholders of record on June 2, 2000.

The board also declared a $1.75 regular cash dividend on the 7 percent Cumulative Redeemable Preferred Stock, Series B. The dividend is payable July 28, 2000 to shareholders of record on July 14, 2000.

Bank of America (NYSE: BAC), with $656 billion in assets, operates the largest bank in the United States. The company serves more than 30 million households and 2 million businesses across the country, offering customers the largest and most convenient delivery network from offices and ATMs to telephone and internet access. It also provides comprehensive international corporate financial services for clients doing business around the world. The company creates financial relationships featuring a full array of financial services, from traditional banking products to investments and capital raising within the securities markets. Bank of America stock (ticker: BAC) is listed on the New York, Pacific and London stock exchanges and certain shares are listed on the Tokyo Stock Exchange. Further investor information can be found at www.bankofamerica.com/investor . SOURCE Bank of America Corporation

CONTACT: investors, Susan Carr, 704-386-8059, or Kevin Stitt, 704-386-5667, or media, Bob Stickler, 704-386-8465, or Sharon Tucker, 415-622-2775, all of Bank of America Corporation/