SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549



         --------------------------------------------------------------


                                    FORM 8-K


                                 CURRENT REPORT


                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


Date of Report (Date of earliest event reported):        January 18, 2001
- --------------------------------------------------------------------------------

                            Merrill Lynch & Co., Inc.
- --------------------------------------------------------------------------------
             (Exact Name of Registrant as Specified in its Charter)

  Delaware                            1-7182                    13-2740599
- -------------------------------------------------------------------------------
 (State or Other                    (Commission             (I.R.S. Employer
  Jurisdiction of                   File Number)           Identification No.)
  Incorporation)

4 World Financial Center, New York, New York                    10080
- --------------------------------------------------------------------------------
(Address of Principal Executive Offices)                       (Zip Code)

Registrant's telephone number, including area code:        (212) 449-1000
- --------------------------------------------------------------------------------


- --------------------------------------------------------------------------------
         (Former Name or Former Address, if Changed Since Last Report.)





ITEM 9.  REGULATION FD DISCLOSURE
- ---------------------------------


Merrill  Lynch & Co.,  Inc.  plans to issue a press  release  on the  morning of
January 23, 2001,  containing its Preliminary Unaudited Earnings Summary for the
three months and full year ended December 29, 2000. A conference call to discuss
the  company's  financial  results  is  scheduled  for  January 23 at 10:00 a.m.
(Eastern Time) and will be available to the general public via a live webcast on
the company's Investor  Relations website at www.ir.ml.com.  The webcast will be
"listen  only" and will not require a password.  Replay of the  conference  call
will be available on the Investor Relations website.


                                       2




                                    SIGNATURE


Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, hereunto duly authorized.

                                                     MERRILL LYNCH & CO., INC.
                                                 -------------------------------
                                                          (Registrant)




                                                 By: /s/ Andrea L. Dulberg
                                                     ---------------------------
                                                         Andrea L. Dulberg
                                                         Corporate Secretary



Date:     January 18, 2001

                                       3