Exhibit 12
MERRILL LYNCH & CO., INC. AND SUBSIDIARIES
COMPUTATION OF RATIOS OF EARNINGS TO FIXED CHARGES AND
COMBINED FIXED CHARGES AND PREFERRED STOCK DIVIDENDS
(dollars in millions)
 
                                  Successor Company
Predecessor Company
 
 
 
 
 
 
 
Three Months Ended
Year Ended
Year Ended
Year Ended
Year Ended
 
March 31, 2012
December 31, 2011
December 31, 2010
December 31, 2009
December 26, 2008
 
 
 
 
 
 
Pre-tax (loss) earnings (a)
$
(2,037
)
$
(5,446
)
$
2,708

$
6,455

$
(45,438
)
 
 
 
 
 
 
Add: Fixed charges (excluding capitalized interest and preferred security dividend requirements of subsidiaries)
1,982

9,098

9,935

12,341

29,641

Pre-tax (loss) earnings before fixed charges
$
(55
)
$
3,652

$
12,643

$
18,796

$
(15,797
)
 
 
 
 
 
 
Fixed charges:
 
 
 
 
 
   Interest
$
1,906

$
8,785

$
9,621

$
12,041

$
29,349

   Other (b)
76

313

314

300

292

   Total fixed charges
$
1,982

$
9,098

$
9,935

$
12,341

$
29,641

 
 
 
 
 
 
Preferred stock dividend requirements


140

141

4,356

Total combined fixed charges and preferred stock dividends
$
1,982

$
9,098

$
10,075

$
12,482

$
33,997

 
 
 
 
 
 
Ratio of earnings to fixed charges
*
*
1.27

1.52

*
 
 
 
 
 
 
Ratio of earnings to combined fixed charges and preferred stock dividends
*
*
1.25

1.51

*


On January 1, 2009, Merrill Lynch (the "Predecessor Company") was acquired by Bank of America through the merger of a wholly-owned subsidiary of Bank of America with and into ML & Co. with ML & Co. (the "Successor Company") continuing as the surviving corporation and a wholly-owned subsidiary of Bank of America. The Predecessor Company and Successor Company periods have been separated by a vertical line above to highlight the fact that the financial information for such periods has been prepared under two different cost bases of accounting.

(a) Excludes undistributed earnings (loss) from equity investments and earnings from discontinued operations.
(b) Other fixed charges consist of the interest factor in rentals, amortization of debt issuance costs and preferred
security dividend requirements of subsidiaries.
*The earnings for the three months ended March 31, 2012 and for the years 2011 and 2008 were inadequate to cover total
fixed charges and total fixed charges and preferred stock dividends.
The coverage deficiencies for total fixed charges for the three months ended March 31, 2012 and for the years 2011 and 2008 were $2,037 million, $5,446 million and $45,438 million, respectively.
The coverage deficiencies for total fixed charges and preferred stock dividends for the three months ended March 31, 2012 and for the years 2011 and 2008 were $2,037 million, $5,446 million and $49,794 million, respectively.