Form 4

FORM 4	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549		OMB APPROVAL
o Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).		STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP	OMB Number: 3235-0287 Expires: January 31, 2005 Estimated average burden hours per response. . . . . . . .0.5
(Print or Type Responses)		Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(f) of the Investment Company Act of 1940

1. Name and Address of Reporting Person*

Bank of America, N.A.

2. Issuer Name and Ticker or Trading Symbol

CheckFree Corporation (CKFR)

6. Relationship of Reporting Person(s) to Issuer (Check all applicable)

Director X 10% Owner

(Last) (First) (Middle)

101 South Tryon Street, Bank of America Plaza

3. I.R.S. Identification Number of Reporting

Person, if an entity

(voluntary)

4. Statement for
Month/Year

4-2002

Officer (give Other (specify

title below) below)

(Street)

Charlotte, NC 28255-0001

94-1687665

5. If Amendment,
Date of Original
(Month/Year)

7. Individual or Joint/Group Filing (Check Applicable Line)
Form filed by One Reporting Person
X Form filed by More than One Reporting Person

See Attachment

(City) (State) (Zip)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1. Title of Security
(Instr. 3)

2. Trans-
action
Date

(Month/

3. Trans-
action
Code
(Instr. 8)

4. Securities Acquired (A)
or Disposed of (D)
(Instr. 3, 4 and 5)

5. Amount of Securities
Beneficially
Owned at
End of

6. Ownership
Form:
Direct
(D) or

Indirect

7. Nature of

Indirect
Bene-

ficial
Owner-

Day/
Year)

Code

Amount

(A) or

(D)

Price

Month
(Instr. 3 and 4)

(I)

(Instr. 4)

ship
(Instr. 4)

FORM 4 (continued) Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned

(e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security

(Instr. 3)

2.Conver-

sion or

Exercise
Price of
Deriv-

ative
Security

3.Trans-action Date
(Month/

Day/
Year)

4. Trans-

action

Code
(Instr. 8)

5. Number of Deriv-

ative Securities Ac-quired (A) or Dis-posed of (D)

(Instr. 3, 4 and 5)

6. Date Exerc-

isable and

Expiration

Date

(Month/Day/
Year)

7. Title and Amount of Underlying Securities
(Instr. 3 and 4)

8.Price

Deriv-

ative

Secur-

ity

(Instr. 5)

9. Number

of deriv-ative Secur-

ities

Bene-ficially
Owned

at End

Month (Instr. 4)

10. Owner-

ship

Form of

Deriv-

ative

Security

Direct

(D) or

Indirect

(I)

(Instr. 4)

11. Nature

Indirect

Benefi-

cial

Owner-

ship
(Instr. 4)

Code

(A)

(D)

Date

Exer-cisable

Expira-
tion
Date

Title

Amount or Number of Shares

Call Option (obligation to sell)

$20.3533

04/10/02

J(1)

860,000

10/11/04

Common Stock

860,000

(2)

Put Option (obligation to buy)

$13.8249

04/10/02

J(1)

860,000

10/11/04

Common Stock

860,000

(2)

860,000

Call Option (obligation to sell)

$20.9063

04/10/02

J(1)

860,000

01/10/05

Common Stock

860,000

(2)

Put Option (obligation to buy)

$13.8249

04/10/02

J(1)

860,000

01/10/05

Common Stock

860,000

(2)

860,000

Call Option (obligation to sell)

$21.5515

04/10/02

J(1)

860,000

04/11/05

Common Stock

860,000

(2)

Put Option (obligation to buy)

$13.8249

04/10/02

J(1)

860,000

04/11/05

Common Stock

860,000

(2)

860,000

Call Option (obligation to sell)

$22.7496

04/10/02

J(1)

420,000

10/10/05

Common Stock

420,000

(2)

Put Option (obligation to buy)

$13.8249

04/10/02

J(1)

420,000

10/10/05

Common Stock

420,000

(2)

420,000

Explanation of Responses: ¹ A subsidiary of the Designated Filer entered into a collar arrangement pursuant to which it wrote a covered call option and purchased a put option. Only one of the options making up the collar can

have value on the expiration date, at which time that option will be exercised or settled for cash, and the other option will expire. If neither of the options is in the money at the expiration date, both options will expire. The economic attributes of the instrument were transferred to the Designated Filer through internal transactions.

² The premium in the case of each respective put and call for each respective transaction was offsetting with the effect that no premium was due on any transaction.

Information Regarding Joint Filers and Other Entities

Designated Filer of Form 4: Bank of America, N.A.

Item 2: Issuer Name and Ticker Trading Symbol: CheckFree Corporation (CKFR)

Item 4: Statement for Month/Year: 4/02

Information Regarding Joint Filers and Other Entities:

Bank of America Corporation (IRS Number 56-0906609)

100 North Tryon Street, Charlotte, NC 28255

Relationship of Reporting Person to Issuer: 10% Owner

Ownership Form: Indirect (I)

Nature of Indirect Beneficial Ownership: Indirect 100% Owner of Designated Filer

NB Holdings Corporation (IRS Number 56-1857749)

1209 Orange Street, Wilmington, DE 19801

Relationship of Reporting Person to Issuer: 10% Owner

Ownership Form: Indirect (I)

Nature of Indirect Beneficial Ownership: 100% Owner of Designated Filer

Banc of America E-Commerce Holdings, Inc.(IRS Number 94-3234951)

101 South Tryon Street, Charlotte, NC 28255

Relationship of Reporting Person to Issuer: 10% Owner

Ownership Form: Indirect (I)

Nature of Indirect Beneficial Ownership: 100% Subsidiary of Designated Filer and beneficial owner of underlying sercurties¹

SIGNATURES

BANK OF AMERICA CORPORATION

By:__/s/ Elliott M. Abrams________________ 5/10/02

Name: Elliott M. Abrams Date

Title: Senior Vice President

NB HOLDINGS CORPORATION

By:__/s/ Marc D. Oken__________________ 5/10/02

Name: Marc D. Oken Date

Title: Executive Vice President

BANC OF AMERICA E-COMMERCE HOLDINGS, INC.

By:__/s/ Elliott M. Abrams________________ 5/10/02

Name: Elliott M. Abrams Date

Title: Senior Vice President