UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 4 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP ( ) Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instructions 1(b). 1. Name and Address of Reporting Person Amy Woods Brinkley Bank of America Corporation NC1-007-58-04 NC, Charlotte 28255 2. Issuer Name and Ticker or Trading Symbol BANK OF AMERICA CORPORATION (BAC) 3. IRS or Social Security Number of Reporting Person (Voluntary) 4. Statement for Month/Day/Year 2/18/2003 5. If Amendment, Date of Original (Month/Day/Year) 6. Relationship of Reporting Person(s) to Issuer (Check all applicable) ( ) Director ( ) 10% Owner (X) Officer (give title below) ( ) Other (specify below) Chairman, Credit Risk Policy & Deputy Corporate Risk Management Executive 7. Individual or Joint/Group Filing (Check Applicable Line) (X) Form filed by One Reporting Person ( ) Form filed by More than One Reporting Person
___________________________________________________________________________________________________________________________________ Table I -- Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned | ___________________________________________________________________________________________________________________________________| 1. Title of Security|2. |2A. |3. |4.Securities Acquired (A) |5.Amount of |6.Dir |7.Nature of Indirect | |Trans-|Exec- |Trans | or Disposed of (D) | Securities |ect | Beneficial Ownership | |action|ution |action| | Beneficially |(D)or | | | | | | | | A/| | Owned Following |Indir | | |Date | Date |Code|V| Amount | D | Price | Reported Trans(s)|ect(I)| | ___________________________________________________________________________________________________________________________________| Common Stock | | | | | | | |2488 |D | | - -----------------------------------------------------------------------------------------------------------------------------------| Common Stock |12/31/| |J |V|1119.607 |A | |5371.172 |I |Thrift Trust | | 2002 | |1 | | | | | | | | - -----------------------------------------------------------------------------------------------------------------------------------| ___________________________________________________________________________________________________________________________________| ___________________________________________________________________________________________________________________________________| Table II -- Derivative Securitites Acquired, Disposed of, or Beneficially Owned | ___________________________________________________________________________________________________________________________________| 1.Title of |2.Con- |3. |3A. |4. |5.Number of De |6.Date Exer|7.Title and Amount |8.Price|9.Number |10.|11.Nature of| Derivative |version |Trans- |Deemed|Trans-| rivative Secu |cisable and| of Underlying |of Deri|of Deriva |Dir|Indirect | Security |or Exer |action | |action| rities Acqui |Expiration | Securities |vative |tive |ect|Beneficial | |cise | |Execu-| | red(A) or Dis |Date(Month/| |Secu |Securities |(D)|Ownership | |Price of| |ution | | posed of(D) |Day/Year) | |rity |Benefi |or | | |Deriva- | | | | |Date |Expir| | |ficially |Ind| | |tive | | | | | A/|Exer-|ation| Title and Number | |Owned Follow|ire| | |Secu- |(Month/|(Month| | | | D |cisa-|Date | of Shares | |ing Reported|ct | | |rity |Day/ |/Day/ |Code|V| Amount | |ble | | | |Trans- |(I)| | | |Year) |Year) | | | | | | | | |action(s) | | | ___________________________________________________________________________________________________________________________________| Preferred, Se| | | | | | | | | |Common Stock| | |285.2 |D | | ries C | | | | | | | | | | | | | | | | - -----------------------------------------------------------------------------------------------------------------------------------| Option, Right|$48.4375| | | | | | | |01/03|Common Stock| | |150000 |D | | to buy | | | | | | | | |/2010| | | | | | | - -----------------------------------------------------------------------------------------------------------------------------------| Option, Right|$53.28 | | | | | | | |01/31|Common Stock| | |210000 |D | | to Buy | | | | | | | | |/2011| | | | | | | - -----------------------------------------------------------------------------------------------------------------------------------| Option, Right|$61.36 | | | | | | | |2/01/|Common Stock| | |250000 |D | | to Buy | | | | | | | | |2012 | | | | | | | - -----------------------------------------------------------------------------------------------------------------------------------| Option, Right|$70.03 | | | | | | | |02/03|Common Stock| | |100000 |D | | to buy | | | | | | | | |/2013| | | | | | | - -----------------------------------------------------------------------------------------------------------------------------------| Restricted St|$68.87 |2/14/ 2| |A | |50446 |A |2 |2/14/|Common Stock|50446 |$68.87 |50446 |D | | ock Units | |003 | | | | | | |2006 | | | | | | | | | | | | | | | |2 | | | | | | | - -----------------------------------------------------------------------------------------------------------------------------------| Option, Right|$26.8125| | | | | | | |7/01/|Common Stock| | |190000 |D | | to Buy | | | | | | | | |2005 | | | | | | | - -----------------------------------------------------------------------------------------------------------------------------------| Option, Right|$65.375 | | | | | | | |7/01/|Common Stock| | |30000 |D | | to Buy | | | | | | | | |2007 | | | | | | | - -----------------------------------------------------------------------------------------------------------------------------------| Option, Right|$79.9375| | | | | | | |7/01/|Common Stock| | |100000 |D | | to Buy | | | | | | | | |2008 | | | | | | | - -----------------------------------------------------------------------------------------------------------------------------------| | | | | | | | | | | | | | | | | ___________________________________________________________________________________________________________________________________|
Explanation of Responses: 1. Shares acquired were exempt acquisitions pursuant to Rule 16b-3(c) under Bank of America Corporation 401(k) Plan. 2. These restricted stock units, which are exempt under Rule 16b-3(d), vest on the third anniversary of the grant date. SIGNATURE OF REPORTING PERSON Amy Woods Brinkley Amy Woods Brinkley