SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
____________________
SCHEDULE 13G
(Rule 13d-102)
INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT
TO RULES 13d-1(b)(c), AND (d) AND AMENDMENTS THERETO FILED
PURSUANT TO RULE 13d-2(b)
(Amendment No. __)*
MASTERCARD INCORPORATED
___________________________________________________________
(Name of Issuer)
Class M Common Stock
_________________________________________________________
(Title of Class of Securities)
N/A
(CUSIP Number)
December 31, 2006
___________________________________________________________
(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the Rule pursuant to which
this Schedule is filed:
[X] Rule 13d - 1(b)
[ ] Rule 13d - 1(c)
[ ] Rule 13d - 1(d)
* The remainder of this cover page shall be filled out for a
reporting person's initial filing on this form with respect to the
subject class of securities, and for any subsequent amendment
containing information which would alter disclosures provided in a
prior cover page.
The information required on the remainder of this page shall
not be deemed to be "filed" for the purpose of Section 18 of the
Securities Exchange Act of 1934 ("Act") or otherwise subject to the
liabilities of that section of the Act but shall be subject to all
other provisions of the Act (however, see the Notes.)
- ---------------------------------------------------------
1 NAMES OF REPORTING PERSONS
I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS
(ENTITIES ONLY):
Bank of America Corporation
56-0906609
- ---------------------------------------------------------
- ---------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) [ ]
(b) [ ]
- ---------------------------------------------------------
- ---------------------------------------------------------
3 SEC USE ONLY
- ---------------------------------------------------------
- ---------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
- ---------------------------------------------------------
- ---------------------------------------------------------
0
NUMBER OF SHARES 5 SOLE VOTING POWER
BENEFICIALLY OWNED
BY EACH REPORTING
PERSON WITH
- ---------------------------------------------------------
- ---------------------------------------------------------
6
6 SHARED VOTING POWER
- ---------------------------------------------------------
- ---------------------------------------------------------
7 SOLE DISPOSITIVE 0
POWER
- ---------------------------------------------------------
- ---------------------------------------------------------
8 SHARED DISPOSITIVE 6
POWER
- ---------------------------------------------------------
- ---------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH
REPORTING PERSON
6
- ---------------------------------------------------------
- ---------------------------------------------------------
10 CHECK IF THE AGGREGATE AMOUNT IN ROW (9)
EXCLUDES CERTAIN SHARES*
[ ]
- ---------------------------------------------------------
- ---------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
**5.49%
- ---------------------------------------------------------
- ---------------------------------------------------------
12 TYPE OF REPORTING PERSON*
HC
- ---------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
** Bank of America Corporation beneficially owns 0.38% of the issued
and outstanding shares of the issuer's Class M Common Stock (the
"Class M Stock"). These shares represent 5.49% of the total voting
rights of the Class M Stock.
- ---------------------------------------------------------
1 NAMES OF REPORTING PERSONS
I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS
(ENTITIES ONLY):
NB Holdings Corporation
56-1857749
- ---------------------------------------------------------
- ---------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A
GROUP*
(a) [ ]
(b) [ ]
- ---------------------------------------------------------
- ---------------------------------------------------------
3 SEC USE ONLY
- ---------------------------------------------------------
- ---------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
Delaware
- ---------------------------------------------------------
- ---------------------------------------------------------
0
5 SOLE VOTING POWER
NUMBER OF SHARES
BENEFICIALLY OWNED
BY EACH REPORTING
PERSON WITH
- ---------------------------------------------------------
- ---------------------------------------------------------
5
6 SHARED VOTING POWER
- ---------------------------------------------------------
- ---------------------------------------------------------
7 SOLE DISPOSITIVE 0
POWER
- ---------------------------------------------------------
- ---------------------------------------------------------
8 SHARED DISPOSITIVE 5
POWER
- ---------------------------------------------------------
- ---------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH
REPORTING PERSON
5
- ---------------------------------------------------------
- ---------------------------------------------------------
10 CHECK IF THE AGGREGATE AMOUNT IN ROW (9)
EXCLUDES CERTAIN SHARES*
[ ]
- ---------------------------------------------------------
- ---------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
**4.49%
- ---------------------------------------------------------
- ---------------------------------------------------------
12 TYPE OF REPORTING PERSON*
HC
- ---------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
** NB Holdings Corporation beneficially owns 0.31% of the issued and
outstanding shares of the issuer's Class M Common Stock (the "Class
M Stock"). These shares represent 4.49% of the total voting rights
of the Class M Stock.
- ---------------------------------------------------------
1 NAMES OF REPORTING PERSONS
I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS
(ENTITIES ONLY):
Bank of America, National Association
94-1687665
- ---------------------------------------------------------
- ---------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) [ ]
(b) [ ]
- ---------------------------------------------------------
- ---------------------------------------------------------
3 SEC USE ONLY
- ---------------------------------------------------------
- ---------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
United States
- ---------------------------------------------------------
- ---------------------------------------------------------
1
NUMBER OF SHARES 5 SOLE VOTING POWER
BENEFICIALLY OWNED
BY EACH REPORTING
PERSON WITH
- ---------------------------------------------------------
- ---------------------------------------------------------
0
6 SHARED VOTING POWER
- ---------------------------------------------------------
- ---------------------------------------------------------
7 SOLE DISPOSITIVE 1
POWER
- ---------------------------------------------------------
- ---------------------------------------------------------
8 SHARED DISPOSITIVE 0
POWER
- ---------------------------------------------------------
- ---------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH
REPORTING PERSON
1
- ---------------------------------------------------------
- ---------------------------------------------------------
10 CHECK IF THE AGGREGATE AMOUNT IN ROW (9)
EXCLUDES CERTAIN SHARES*
[ ]
- ---------------------------------------------------------
- ---------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
**1.00%
- ---------------------------------------------------------
- ---------------------------------------------------------
12 TYPE OF REPORTING PERSON*
BK
- ---------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
** Bank of America Corporation beneficially owns 0.06% of the issued
and outstanding shares of the issuer's Class M Common Stock (the
"Class M Stock"). These shares represent 1.00% of the total voting
rights of the Class M Stock.
- ---------------------------------------------------------
1 NAMES OF REPORTING PERSONS
I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS
(ENTITIES ONLY):
FIA Card Services, National Association
51-0331454
- ---------------------------------------------------------
- ---------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) [ ]
(b) [ ]
- ---------------------------------------------------------
- ---------------------------------------------------------
3 SEC USE ONLY
- ---------------------------------------------------------
- ---------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
United States
- ---------------------------------------------------------
- ---------------------------------------------------------
2
NUMBER OF SHARES 5 SOLE VOTING POWER
BENEFICIALLY OWNED
BY EACH REPORTING
PERSON WITH
- ---------------------------------------------------------
- ---------------------------------------------------------
3
6 SHARED VOTING POWER
- ---------------------------------------------------------
- ---------------------------------------------------------
7 SOLE DISPOSITIVE 2
POWER
- ---------------------------------------------------------
- ---------------------------------------------------------
8 SHARED DISPOSITIVE 3
POWER
- ---------------------------------------------------------
- ---------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH
REPORTING PERSON
5
- ---------------------------------------------------------
- ---------------------------------------------------------
10 CHECK IF THE AGGREGATE AMOUNT IN ROW (9)
EXCLUDES CERTAIN SHARES*
[ ]
- ---------------------------------------------------------
- ---------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
**4.49%
- ---------------------------------------------------------
- ---------------------------------------------------------
12 TYPE OF REPORTING PERSON*
BK
- ---------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
** FIA Card Services, National Association beneficially owns 0.31% of
the issued and outstanding shares of the issuer's Class M Common
Stock (the "Class M Stock"). These shares represent 4.49% of the
total voting rights of the Class M Stock.
- ---------------------------------------------------------
1 NAMES OF REPORTING PERSONS
I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS
(ENTITIES ONLY):
MBNA Europe Bank Limited
- ---------------------------------------------------------
- ---------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) [ ]
(b) [ ]
- ---------------------------------------------------------
- ---------------------------------------------------------
3 SEC USE ONLY
- ---------------------------------------------------------
- ---------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
United Kingdom
- ---------------------------------------------------------
- ---------------------------------------------------------
2
NUMBER OF SHARES 5 SOLE VOTING POWER
BENEFICIALLY OWNED
BY EACH REPORTING
PERSON WITH
- ---------------------------------------------------------
- ---------------------------------------------------------
0
6 SHARED VOTING POWER
- ---------------------------------------------------------
- ---------------------------------------------------------
7 SOLE DISPOSITIVE 2
POWER
- ---------------------------------------------------------
- ---------------------------------------------------------
8 SHARED DISPOSITIVE 0
POWER
- ---------------------------------------------------------
- ---------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH
REPORTING PERSON
2
- ---------------------------------------------------------
- ---------------------------------------------------------
10 CHECK IF THE AGGREGATE AMOUNT IN ROW (9)
EXCLUDES CERTAIN SHARES*
[ ]
- ---------------------------------------------------------
- ---------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
**0.17%
- ---------------------------------------------------------
- ---------------------------------------------------------
12 TYPE OF REPORTING PERSON*
BK
- ---------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
** MBNA Europe Bank Limited beneficially owns 0.13% of the issued and
outstanding shares of the issuer's Class M Common Stock (the "Class
M Stock"). These shares represent 0.17% of the total voting rights
of the Class M Stock.
- ---------------------------------------------------------
1 NAMES OF REPORTING PERSONS
I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS
(ENTITIES ONLY):
MBNA Canada Bank
- ---------------------------------------------------------
- ---------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) [ ]
(b) [ ]
- ---------------------------------------------------------
- ---------------------------------------------------------
3 SEC USE ONLY
- ---------------------------------------------------------
- ---------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
Canada
- ---------------------------------------------------------
- ---------------------------------------------------------
1
NUMBER OF SHARES 5 SOLE VOTING POWER
BENEFICIALLY OWNED
BY EACH REPORTING
PERSON WITH
- ---------------------------------------------------------
- ---------------------------------------------------------
0
6 SHARED VOTING POWER
- ---------------------------------------------------------
- ---------------------------------------------------------
7 SOLE DISPOSITIVE 1
POWER
- ---------------------------------------------------------
- ---------------------------------------------------------
8 SHARED DISPOSITIVE 0
POWER
- ---------------------------------------------------------
- ---------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH
REPORTING PERSON
1
- ---------------------------------------------------------
- ---------------------------------------------------------
10 CHECK IF THE AGGREGATE AMOUNT IN ROW (9)
EXCLUDES CERTAIN SHARES*
[ ]
- ---------------------------------------------------------
- ---------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
**0.12%
- ---------------------------------------------------------
- ---------------------------------------------------------
12 TYPE OF REPORTING PERSON*
BK
- ---------------------------------------------------------
*SEE INSTRUCTIONS BEFORE FILLING OUT!
** MBNA Canada Bank beneficially owns 0.06% of the issued and
outstanding shares of the issuer's Class M Common Stock (the "Class
M Stock"). These shares represent 0.12% of the total voting rights
of the Class M Stock.
Item 1(a). Name of Issuer:
MASTERCARD INCORPORATED
Item 1(b). Address of Issuer's Principal Executive Offices:
2000 Purchase Street
Purchase, New York 10577
Item 2(a). Name of Person Filing:
Bank of America Corporation
NB Holdings Corporation
Bank of America, National Association
FIA Card Services, National Association
MBNA Europe Bank Limited
MBNA Canada Bank
Item 2(b). Address of Principal Business Office or, if None,
Residence:
Each Reporting Person has its or his principal business
office c/o 100 North Tryon Street, Floor 25, Bank of
America Corporate Center, Charlotte, NC 28255.
Item 2(c). Citizenship:
Bank of America Corporation Delaware
NB Holdings Corporation Delaware
Bank of America, National Association United States
FIA Card Services, National Association United States
MBNA Europe Bank Limited United Kingdom
MBNA Canada Bank Canada
Item 2(d). Title of Class of Securities:
Common Stock
Item 2(e). CUSIP Number:
N/A
Item 3. If This Statement is Filed Pursuant to Rule 13d-1(b), or
13d-2(b) or (c), Check Whether the Person Filing is a:
(a) [ ] Broker or dealer registered under Section 15 of
the Exchange Act.
(b) [ ] Bank as defined in Section 3(a)(6) of the
Exchange Act.
(c) [ ] Insurance company as defined in Section 3(a)(19)
of the Exchange Act.
(d) [ ] Investment company registered under Section 8 of
the Investment Company Act.
(e) [ ] An investment adviser in accordance with
Rule 13d-1(b)(1)(ii)(E).
(f) [ ] An employee benefit plan or endowment fund in
accordance with Rule 13d-1(b)(1)(ii)(F).
(g) [X] A parent holding company or control person in
accordance with Rule 13d-1(b)(1)(ii)(G).
(h) [ ] A savings association as defined in Section 3(b)
of the Federal Deposit Insurance Act.
(i) [ ] A church plan that is excluded from the
definition of an investment company under Section
3(c)(14) of the Investment Company Act.
(j) [ ] Group, in accordance with Rule 13d-1(b)(1)(ii)(J).
If this statement is filed pursuant to Rule 13d-1(c), check
this box. [ ]
Item 4. Ownership:
With respect to the beneficial ownership of the reporting
person, see Items 5 through 11 of the cover pages to this
Schedule 13G, which are incorporated herein by reference.
Item 5. Ownership of Five Percent or Less of a Class:
If this statement is being filed to report the fact that as
of the date hereof the reporting person has ceased to be
the beneficial owner of more than five percent of the class
of securities, check the following [ ].
Item 6. Ownership of More than Five Percent on Behalf of
Another Person:
Not applicable.
Item 7. Identification and Classification of the Subsidiary Which
Acquired the Security Being Reported on by the Parent
Holding Company or Control Person:
With respect to Subsidiary Identification and
Classification, see Items 5 through 11 of the cover pages
to this Schedule 13G, which are incorporated herein by
reference.
Item 8. Identification and Classification of Members of the
Group:
Not applicable.
Item 9. Notice of Dissolution of Group:
Not applicable.
Item 10. Certification:
By signing below each of the undersigned certifies that, to
the best of such undersigned's knowledge and belief, the
securities referred to above were acquired and are held in
the ordinary course of business and were not acquired and
are not for the purpose of or with the effect of changing
or influencing the control of the issuer of the securities
and were not acquired and are not held in connection with
or as a participant in any transaction having that purpose
or effect.
SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief,
I certify that the information set forth in this statement is true,
complete and correct.
Dated: February 13, 2007
Bank of America Corporation
Bank of America, National Association
FIA Card Services, National Association
By: /s/ Debra Cho
Debra Cho
Senior Vice President
MBNA Europe Bank Limited
By: /s/ Donna Pumfrey
Donna Pumfrey
Senior Vice President
MBNA Canada Bank
By: /s/ Debra Armstrong
Debra Armstrong
Senior Vice President
Exhibit 99.1
EXHIBIT 99.1 - JOINT FILING AGREEMENT
The undersigned hereby agree that they are filing this
statement jointly pursuant to Rule 13d-1(k)(1). Each of them is
responsible for the timely filing of such Schedule 13G and any
amendments thereto, and for the completeness and accuracy of the
information concerning such person contained therein; but none of
them is responsible for the completeness or accuracy of the
information concerning the other persons making the filing, unless
such person knows or has reason to believe that such information is
inaccurate.
In accordance with Rule 13d-1(k)(1) promulgated under the
Securities and Exchange Act of 1934, as amended, the undersigned
hereby agree to the joint filing with each other on behalf of each
of them of to such a statement on Schedule 13G with respect to the
common stock of beneficially owned by each of them. This Joint
Filing Agreement shall be included as an exhibit to such Schedule
13G.
Dated: February 13, 2007
Bank of America Corporation
Bank of America, National Association
FIA Card Services, National Association
By: /s/ Debra Cho
Debra Cho
Senior Vice President
MBNA Europe Bank Limited
By: /s/ Donna Pumfrey
Donna Pumfrey
Senior Vice President
MBNA Canada Bank
By: /s/ Debra Armstrong
Debra Armstrong
Senior Vice President