NationsBank Corporation
Charlotte, NC 28255
Tel 704-386-5000



Pricing Supplement No. 0082 Dated July 12, 1995          Rule 424(b)(2)
(To Prospectus dated February 24, 1995  and              File No. 33-57533
Prospectus Supplement dated February 28, 1995 )

Senior Medium-Term Notes, Series D
Due Nine Months or More from Date of Issue

Principal Amount:                          $  20,000,000.00
Issue Price:                  100.000%     $  20,000,000.00
Commission or Discount:          .060%     $      12,000.00
Proceeds to Company:           99.940%     $  19,988,000.00

Agent:                        JP Morgan, as Agent

Original Issue Date:          July 19, 1995
Stated Maturity Date:         July 19, 2001

CUSIP#:                       63858R-CB-5
Form:                         Book-entry

Interest Rate:                Floating

Base Rate:                    LIBOR Telerate Page 3750
Index Maturity:               90 days
Spread:                       +40.0  bps

Initial Interest Rate:        To be determined on July 17, 1995

Interest Reset Period:        Quarterly, commencing 10/19/95

Interest Reset Dates:         19th of January, April, July, &
                              October

Interest Determination Dates: 2nd London Banking Day preceding
                              Interest Reset Date

Interest Payment Dates:       19th of January, April, July, &
                              October

Maximum Interest Rate:        In no event shall the Interest Rate
                              so determined exceed 10%

May the Notes be redeemed prior to maturity?      No
May the Notes be repaid prior to maturity?        No
Original Issue Discount Note?                     No