NationsBank Corporation   
Charlotte, NC  28255      
Tel 704 386-5000          

Pricing Supplement No. 0102 Dated December 12, 1995   Rule 424(b)(2)      

(To Prospectus dated February 24, 1995 and            File number:  33-57533  
Prospectus Supplement dated February 28, 1995)       

Senior Medium-Term Notes, Series D                           

Due Nine Months or More From Date of Issue                   


Principal Amount:                                    $  60,000,000.00
Issue Price:                           100.00000%    $  60,000,000.00
Commission or Discount:                  0.05700%    $      34,200.00
Proceeds to Company:                    99.94300%    $  59,965,800.00

Agent:                            NationsBanc Capital Markets, Inc., as 
                                  Agent                               


Original Issue Date:              December 18, 1995    

Stated Maturity Date:             December 18, 1997    

Cusip #:                          63858R-CU-3    
Form:                             Book entry only         

Interest Rate:                    Floating                     

Base rate:                        LIBOR Telerate Page 3750           

Index maturity:                   90 Days                            
Spread:                           + 8.0 bps        

Initial Interest Rate:            5.8925%                         

Interest Reset Period:            Quarterly, commencing March 18, 1996    

Interest Reset Dates:             The first day of each Interest Reset Period.

Interest Determination Dates:     The interest rate will be determined on the 
                                  following dates:                           
                                                                             
                                  March 14, 1996                             
                                  June 14, 1996                              
                                  September 16, 1996                         
                                  December 16, 1996                          
                                  March 14, 1997                             
                                  June 16, 1997                              
                                  September 15, 1997                         

Interest Payment Dates:           To be paid quarterly on the following dates:  
                                                                             
                                  March 18, 1996                             
                                  June 18, 1996                              
                                  September 18, 1996                         
                                  December 18, 1996                          
                                  March 18, 1997                             
                                  June 18, 1997                              
                                  September 17, 1997                         
                                  December 18, 1997 (at maturity)            

May the Notes be redeemed by the company prior to maturity?       No         

May the notes be repaid prior to maturity at the option           No         
of the holder?                                           

Discount Note?                                                    No