NationsBank Corporation Charlotte, NC 28255 Tel 704 386-5000 Pricing Supplement No. 0109 Dated January 18, 1996 Rule 424(b)(2) (To Prospectus dated February 24, 1995 and File number: 33-57533 Prospectus Supplement dated February 28, 1995) Senior Medium-Term Notes, Series D Due Nine Months or More From Date of Issue Principal Amount: $ 28,000,000.00 Issue Price: 100.00000% $ 28,000,000.00 Commission or Discount: 0.04400% $ 12,320.00 Proceeds to Company: 99.95600% $ 27,987,680.00 Agent: UBS Securities, Inc., as Agent Original Issue Date: January 23, 1996 Stated Maturity Date: January 23, 2001 Cusip #: 63858R-DA-6 Form: Book entry only Interest Rate: Floating Base rate: LIBOR Telerate Page 3750 Index maturity: 90 Days Spread: + 19.0 bps Initial Interest Rate: 5.69% Interest Reset Period: Quarterly, commencing April 23, 1996 Interest Reset Dates: 23rd of January, April, July and October Interest Determination Date: 2nd London Banking Day preceeding Interest Reset Date Interest Payment Dates: 23rd of January, April, July, and October May the Notes be redeemed by the company prior to maturity? No May the notes be repaid prior to maturity at the option of the holder? No Discount Note? No