NationsBank Corporation   
Charlotte, NC  28255      
Tel 704 386-5000          

Pricing Supplement No. 0110 Dated January 22, 1996   Rule 424(b)(2)     
(To Prospectus dated November 24, 1995 and           File number: 33-63097
Prospectus Supplement dated January 10, 1996)       


Senior Medium-Term Notes, Series E                           
Due Nine Months or More From Date of Issue                   

Principal Amount:                                    $  42,000,000.00
Issue Price:                             100.000%    $  42,000,000.00
Commission or Discount:                    0.172%    $      72,240.00
Proceeds to Company:                      99.828%    $  41,927,760.00


Agent:                            Merrill Lynch & Co., as Agent


Original Issue Date:              January 25, 1996     
Stated Maturity Date:             January 25, 2001     

                                  63858R-DB-4    
Cusip #:          
Form:                             Book entry only         

Interest Rate:                    5.750% Fixed                    

Interest Payment Dates:           January 25 and July 25, commencing on
                                  July 25, 1996
                                                                   

Discount Note?                                                    No

May the Notes be redeemed by the Company prior to maturity?       No 

May the notes be repaid prior to maturity at the option of the 
holder?                                                           No