NationsBank Corporation Charlotte, NC 28255 Tel 704 386-5000 Pricing Supplement No. 0111 Dated January 24, 1996 Rule 424(b)(2) (To Prospectus dated November 24, 1995 and File number: 33-63097 Prospectus Supplement dated January 10, 1996) Senior Medium-Term Notes, Series E Due Nine Months or More From Date of Issue Principal Amount: $ 25,450,000.00 Issue Price: 100.000% $ 25,450,000.00 Commission or Discount: 0.110% $ 27,995.00 Proceeds to Company: 99.890% $ 25,422,005.00 Agent: Bear, Stearns & Co. Inc., as Agent Original Issue Date: January 29, 1996 Stated Maturity Date: January 16, 2001 63858R-DC-2 Cusip #: Form: Book entry only Interest Rate: 5.760% Fixed Interest Payment Dates: January 15 and July 15, commencing on July 15,1996; final payment on January 16, 2001 Discount Note? No May the Notes be redeemed by the Company prior to maturity? No May the notes be repaid prior to maturity at the option of the holder? No