NationsBank Corporation                 
Charlotte, NC 28255                     
Tel 704 386-5000                        


Pricing Supplement No. 0146 Dated July 31, 1996      Rule 424(b)(2)     
(To Prospectus dated November 24, 1995 and           File number:  33-63097    
Prospectus Supplement dated January 10, 1996)              

Senior Medium-Term Notes, Series E                           
Due Nine Months or More From Date of Issue                   

Principal Amount:                              $  100,000,000.00
Issue Price:                     100.00000 %      100,000,000.00
Commission or Discount:            0.05493 %           54,930.00
Proceeds to Company:               99.94507%    $  99,945,070.00

Agent:                         Salomon Brothers Inc, as Principal              

Original Issue Date:           August 05, 1996      
Stated Maturity Date:          August 05, 1999      

Cusip #:                       63858R-EA-5    

Form:                          Book entry only         
Interest Rate:                 Floating                     



Base rate:                     The Base Rate for the Reset Date will 
                               be the weekly average of the overnight Fed
                               Funds Effective Rate, published in H.15(519)
                               on each Monday under the heading "Federal 
                               Funds (Effective) - week ending," 
                               beginning 8/5/96.                              


                               The "Federal Funds Rate (Weekly Average)" 
                               means, with respect to any Interest Reset 
                               Date, the rate that appears on the Interest 
                               Determination Date on Telerate Page 122 
                               opposite the caption "Federal Funds" for 
                               the week ending on (and including) the 
                               Wednesday preceding such Interest 
                               Determination Date.              



Index maturity:                Weekly                                          

Spread:                        + 27.0 bps       

Initial Interest Rate:         To be determined on August 5, 1996              
Interest Reset Period:         Weekly, commencing on August 5, 1996           

Interest Reset Dates:          Weekly, occuring each Monday                    

Interest Determination Date:   On the same date as each interest reset date    

Interest Payment Dates:        5th of February, May, August and November, 
                               commencing on November 5, 1996                

May the Notes be redeemed by the company prior to maturity?              No
May the notes be repaid prior to maturity at the option of the holder?   No
Discount Note?                                                           No