NationsBank Corporation   
Charlotte, NC  28255      
Tel 704 386-5000          

Pricing Supplement No. 0181 Dated November 13, 1997    Rule 424(b)(2)     
(To Prospectus dated July 12, 1996 and                 File number: 333-7229   
Prospectus Supplement dated November 8, 1996)       


Senior Medium-Term Notes, Series F                           
Due Nine Months or More From Date of Issue                   

Principal Amount:                                    $  10,000,000.00

Issue Price:                             100.000%    $  10,000,000.00
Commission or Discount:                    0.000%    $           0.00
Proceeds to Company:                     100.000%    $  10,000,000.00


Agent:                            NationsBanc Montgomery Securities, Inc., as 
                                  Principal                                 

Original Issue Date:              December 15, 1997    
Stated Maturity Date:             January 25, 2010     

                                  63858R-ER-8    
Cusip #:          
Form:                             Book entry only         

Interest Rate:                    6.710% Fixed                    

Interest Payment Dates:           25th of January and July, commencing 
                                  July 25, 1998                               


Discount Note?                                                    No

May the Notes be redeemed by the Company prior to maturity?       No           

May the notes be repaid prior to maturity at the option of the 
holder?                                                           No