NationsBank Corporation Charlotte, NC 28255 Tel 704-386-5000 Pricing Supplement No. 0196 Dated June 23, 1998 Rule 424(b)(2) (To Prospectus dated July 12, 1996 and File numbers: 333-7229 December 19, 1996 and Prospectus Supplement dated and 333-13811 January 08, 1998) Senior Medium-Term Notes, Series G Due Nine Months or More From Date of Issue Principal Amount: $ 110,000,000.00 Issue Price: 100.00000 % 110,000,000.00 Commission or Discount: 0.09359 % 102,949.00 Proceeds to Company: 99.90641% $ 109,897,051.00 Agent: Merrill Lynch & Co., as Agent Original Issue Date: July 01, 1998 Stated Maturity Date: January 05, 2004 Cusip #: 63858R-FC-0 Form: Book entry only Interest Rate: Floating Base rate: LIBOR Telerate Page 3750 Index maturity: 90 days 30 days for the final 21 day period Spread: + 10.0 bps Initial Interest Rate: To be determined on June 29, 1998 Interest Reset Period: Quarterly, commencing on September 15,1998 Interest Reset Dates: 15th of March, June, September, and December Interest Determination Date: Two London Banking Days preceding the Reset Date Interest Payment Dates: 15th of March, June, September and December, commencing on September 15,1998, with a final interest payment to be made January 5, 2004 May the Notes be redeemed by the company prior to maturity? No May the notes be repaid prior to maturity at the option of the holder? No Discount Note? No