FILE NO. 33-38879
                                                                  RULE 424(B)(3)
 
                                  PROSPECTUS SUPPLEMENT
                          (TO PROSPECTUS DATED MARCH 24, 1994)
                     (TO PROSPECTUS SUPPLEMENT DATED MARCH 29, 1994)
 
                                               NO.: 1224
                                               DATED: APRIL 19, 1995
 
 
                                MERRILL LYNCH & CO., INC.
 
                                    MEDIUM-TERM NOTES
 
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<CAPTION>
 
         <S>                       <C>
 
         BASE RATE:                Prime
 
 
         INDEX MATURITY:           One Day
 
 
         MATURITY DATE:            April 22, 1996
 
 
         REDEMPTION DATE:          N/A
 
 
         OPTIONAL REPAYMENT DATES: N/A
 
 
         SPREAD:                   -2.680%
                                   (two hundred sixty eight basis points)
 
 
         SPREAD MULTIPLIER:        N/A
 
 
         MAXIMUM INTEREST RATE:    N/A
 
 
         MINIMUM INTEREST RATE:    N/A
 
 
         INTEREST RESET DATES:     Daily, using prior day H.15 Prime
 
 
         INTEREST PAYMENT DATES:   the 22nd of July, October, January and Maturity-subject in accordance with
                                   modified following business day convention.
 
 
         INITIAL INTEREST RATE:    6.3200%
 
 
         FORM:                     Book-entry
 
 
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