As Filed with the Securities and Exchange Commission on February 14, 2000 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 _________________________________ FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 8, 2000 BANK OF AMERICA CORPORATION (Exact name of registrant as specified in its charter) Delaware (State of Incorporation) 1-6523 (Commission File Number) 56-0906609 (IRS Employer Identification No.) Bank of America Corporate Center Charlotte, North Carolina (Address of principal executive offices) 28255 (Zip Code) (704) 386-5000 Registrant's telephone number, including area code) ITEM 5. OTHER EVENTS. On February 8, 2000, a Committee appointed by the Board of Directors of the Registrant approved the public offering of $1,000,000,000 of the Registrant's 7.80% Subordinated Notes, due 2010 (the "Notes") to various underwriters (the "Underwriters") and otherwise established the terms and conditions of the Notes and their sale. The resolutions of that Committee are included as Exhibit 99.1 hereto. Also on February 8, 2000, the Registrant entered into an underwriting agreement (the "Underwriting Agreement") with the Underwriters named therein. The terms of the offering and the Notes are described in the Registrant's Prospectus dated May 21, 1998 constituting a part of the Registration Statement (hereinafter described), as supplemented by a Prospectus Supplement dated February 8, 2000. The Underwriting Agreement is included as Exhibit 1.1 hereto. The Notes were issued pursuant to the Registrant's Registration Statement on Form S-3, Registration No. 333-51367 (the "Registration Statement"), on a delayed basis pursuant to Rule 415 under the Securities Act of 1933, as amended. The Registration Statement registered up to $10,000,000,000 aggregate initial offering price of the Registrant's unsecured debt securities (either senior or subordinated), warrants, units and shares of its preferred stock and common stock. ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS. (c) Exhibits. The following exhibits are filed herewith: EXHIBIT NO. DESCRIPTION OF EXHIBIT 1.1 Underwriting Agreement dated February 8, 2000 with respect to the offering of the Notes 4.1 Form of Note 5.1 Opinion of Smith Helms Mulliss & Moore, L.L.P. regarding legality of the Notes 99.1 Resolutions of a Committee of the Board of Directors effective February 8, 2000 with respect to the terms of the offering of the Notes 99.2 News Release disseminated on February 8, 2000 regarding the sale of the Notes SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANK OF AMERICA CORPORATION /s/ TERESA M. BRENNER By: TERESA M. BRENNER Assistant General Counsel Dated: February 14, 2000