Bank of America(logo) 100 North Tryon Street Charlotte, NC 28255 Tel 704.386.5000 Pricing Supplement No. 0269 Dated November 16, 2000 Rule 424(b)(2) (To Prospectus dated May 21, 1998 and File number: 333-51367 Prospectus Supplement dated November 16, 1998) Senior Medium-Term Notes, Series H Principal Amount: $ 25,000,000.00 Issue Price: 100.000% $ 25,000,000.00 Commission or Discount: 1.00% $ 250,000.00 Proceeds to Corporation: 99.00% $ 24,750,000.00 Agent: Morgan Stanley Dean Witter & Co., as Principal Original Issue Date: November 27, 2000 Stated Maturity Date: November 27, 2040 Cusip #: 06050M-AZ-0 Form: Book entry only Interest Rate: Floating Daycount Convention: Actual/360 Base rate: LIBOR Telerate Page 3750 Index maturity: 90 days Spread: - 10.0 bps Initial Interest Rate: To be determined on November 23, 2000 Interest Reset Period: Quarterly, commencing on February 27, 2001 Interest Reset Dates: The 27th of each February, May, August and November Interest Determination Date: Two London banking days preceding the Interest Reset Date Interest Payment Dates: The 27 of each February, May, August and November, commencing February 27, 2001 May the Notes be redeemed by the corporation prior to maturity? No May the notes be repaid prior to maturity at the option of the holder? Yes (See Below) The notes will be subject to repayment at the option of the holder on the following repayment dates and following prices, plus accrued interest thereon, if any, upon at least 30 calendar days prior notice to the Corporation and Trustee. Repayment Date Put Price ---------------------------- -------------- November 27, 2010 99.00% November 27, 2013 99.25% November 27, 2016 99.50% November 27, 2019 99.75% November 27, 2022 and on each 100.00% third anniversary thereafter to the Stated Maturity Date Discount Note? No