Redemption Information: *Callable at 100.000% on 5/15/2004 and every coupon date thereafter.

*The Internotes(sm) will be subject to redemption at the option of Bank of America Corporation, in whole, on the Interest Payment Date occurring 5/15/2004 and on any Interest Payment Date thereafter at a redemption price equal to 100% of the principal amount of the InterNotes(sm), plus accrued interest thereon, if any, upon at least 30 days prior notice to the Noteholder and the Trustee, as described in the Prospectus.
 
 

CUSIP  Number

Resale Price

Gross Concession

Net  Proceeds

Coupon Rate

Coupon Frequency

Maturity Date**

1st Coupon Date**

1st Coupon Amount

Survivor's Option

Product Ranking

Moody's Rating

S & P Rating

06050XBH5

100%

2.500%

$29,336,775.00

7.000%

Semi-annually

5/15/2021

11/15/2001

$33.25

YES

Subordinated Unsecured Notes

Aa3

A

Redemption Information: *Callable at 100.000% on 5/15/2005 and every coupon date thereafter.

*The Internotes(sm) will be subject to redemption at the option of Bank of America Corporation, in whole, on the Interest Payment Date occurring 5/15/2005 and on any Interest Payment Date thereafter at a redemption price equal to 100% of the principal amount of the InterNotes(sm), plus accrued interest thereon, if any, upon at least 30 days prior notice to the Noteholder and the Trustee, as described in the Prospectus.
 
 

CUSIP  Number

Resale Price

Gross Concession

Net  Proceeds

Coupon Rate

Coupon Frequency

Maturity Date**

1st Coupon Date**

1st Coupon Amount

Survivor's Option

Product Ranking

Moody's Rating

S & P Rating

06050XBJ1

100%

2.500%

$49,138,050.00

7.200%

Semi-annually

5/15/2026

11/15/2001

$34.20

YES

Subordinated Unsecured Notes

Aa3

A

Redemption Information: *Callable at 100.000% on 5/15/2006 and every coupon date thereafter.

*The Internotes(sm) will be subject to redemption at the option of Bank of America Corporation, in whole, on the Interest Payment Date occurring 5/15/2006 and on any Interest Payment Date thereafter at a redemption price equal to 100% of the principal amount of the InterNotes(sm), plus accrued interest thereon, if any, upon at least 30 days prior notice to the Noteholder and the Trustee, as described in the Prospectus.

**If the maturity date or an interest payment date for any note is not a Business Day (as term is defined in Prospectus), principal, premium, if any, and interest for that note is paid on the next Business Day, and no interest will accrue from, and after, the maturity date or interest payment date.
 
 
 

Bank of America Corporation 100 North Tryon Street Charlotte, NC 28255	Trade Date: Monday, May 21, 2001 @12:00 PM ET Settlement Date: Thursday, May 24, 2001 @03:30 PM ET Minimum Denomination/Increments: $1000.00/$1000.00 All trades settle flat and clear SDFS: DTC Book Entry only DTC number: 0262 via BNY Clearing Services, LLC InterNotes(sm) is the service mark of Incapital, LLC. All rights reserved	Bank of America Corporation $3,000,000,000 InterNotes(sm) Prospectus Dated 22-Jan-01   Page 1 of 1