SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

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FORM 8-A

FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES
PURSUANT TO SECTION 12(b) OR (g) OF THE
SECURITIES EXCHANGE ACT OF 1934

BANK OF AMERICA CORPORATION
(Exact name of registrant as specified in its charter)

                     Delaware                                                                                         56-0906609
            (State of incorporation                                                                                  (IRS Employer
                 or organization)                                                                                      Identification No.)

           100 North Tryon Street
           Charlotte, North Carolina                                                                                 28255
    (Address of principal executive offices)                                                                       (Zip Code)

            If this form relates to the registration of a class of securities pursuant to Section
                  12(b) of the Exchange Act and is effective pursuant to General Instruction
                   A.(c), check the following box. /X/

                   If this form relates to the registration of a class of securities pursuant to Section 12(g)
                   of the Exchange Act and is effective pursuant to General Instruction A.(d), check the
                    following box. / /

                    Securities Act registration statement file number to which this form relates:
                    333-83503.

                                            Securities to be registered pursuant to Section 12(b) of the Act:

                 Title of each class                                                                 Name of each exchange on which
              to be so registered:                                                                  each class is to be registered:

                S&P 500 Index® Linked Notes, due 2003                                American Stock Exchange

                                           Securities to be registered pursuant to Section 12 (g) of the Act:

None














Item 1. Description of Registrant's Securities to be Registered.

      The title of the class of securities to be registered hereunder is: Bank of America Corporation S&P 500 Index® Linked Notes, due 2003 (the "Notes"). A description of the Notes registered hereunder is set forth under the caption "Description of Debt Securities" in the prospectus included in the Registrant's Form S-3 Registration Statement (Registration No. 333-83503) (the "Registration Statement") filed with the Securities and Exchange Commission (the "SEC") on August 12, 1999, as supplemented by the information under the caption "Description of the Notes" in the prospectus supplement dated June 5, 2001 filed with the SEC pursuant to Rule 424(b) promulgated under the Securities Act of 1933, as amended (the "Act"), which description is incorporated herein by reference, and "Description of the Notes" in the pricing supplement dated November 9, 2001 filed with the SEC pursuant to Rule 424(b) promulgated under the Act, which description is incorporated herein by reference.

Item 2. Exhibits.

            1.    Form of Registrant's S&P 500 Index® Linked Notes, due 2003.

            2.    Indenture dated as of January 1, 1995 between the Registrant and The Bank of New York,
                    incorporated herein by reference to Exhibit 4.1 of the Registrant's Registration Statement on
                    Form S-3 (Registration No. 333-57533); as supplemented by a First Supplemental Indenture
                    dated as of September 18, 1998, incorporated by reference to Exhibit 4.3 of the Registrant's
                    Current Report on Form 8-K filed November 18, 1998 and a Second Supplemental
                    Indenture dated as of May 7, 2001, incorporated by reference to Exhibit 4.4 of the
                    Registrant's Current Report on Form 8-K filed June 6, 2001.

     
     
     
     
     
     
     
     

    SIGNATURE

    Pursuant to the requirements of Section 12 of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this registration statement to be signed on its behalf of the undersigned, thereto duly authorized.
     
     

                                                                                            BANK OF AMERICA CORPORATION

    Date: November 14, 2001                                                 By: /s/ KAREN A. GOSNELL
                                                                                                   KAREN A. GOSNELL
                                                                                                   Senior Vice President
     
     




    Exhibit Index




    1.    Form of Registrant's S&P 500 Index® Linked Notes, due 2003.

    2.     Indenture dated as of January 1, 1995 between the Registrant and The Bank of New York,
            incorporated herein by reference to Exhibit 4.1 of the Registrant's Registration Statement on
            Form S-3 (Registration No. 333-57533); as supplemented by a First Supplemental Indenture
            dated as of September 18, 1998, incorporated by reference to Exhibit 4.3 of the Registrant's
            Current Report on Form 8-K filed November 18, 1998 and a Second Supplemental Indenture
            dated as of May 7, 2001, incorporated by reference to Exhibit 4.4 of the Registrant's Current
            Report on Form 8-K filed June 6, 2001.