Filed Under Rule 424(b)(3),
Registration Statement No. 333-65750
Pricing Supplement Number
39 Dated Monday, April 22, 2002
(To: Prospectus Dated August
22, 2001)
CUSIP
Number |
Selling Price
(% of Par) |
Gross Concession |
Net
Proceeds |
Coupon
Rate |
Coupon
Frequency |
Maturity Date |
1st Coupon Date |
1st Coupon
Amount |
Survivor's
Option |
Product
Ranking |
Moody's
Rating |
S & P
Rating |
| 06050WAS4 |
100.000% |
1.000% |
$8,613,000.00 |
5.000% |
Monthly |
04/15/2007 |
05/15/2002 |
$2.78 |
YES |
Senior Unsecured
Notes |
Aa2 |
A+ |
Redemption Information: Non-Callable.
Joint Lead Managers and Lead Agents: Banc
of America Securities LLC and Incapital LLC. Agents: A.G. Edwards
& Sons, Inc., Charles Schwab & Co., Edward D. Jones & Co, L.P.,
Merrill Lynch & Co., Morgan Stanley, Prudential Securities, Salomon
Smith Barney Inc., UBS PaineWebber
CUSIP
Number |
Selling Price
(% of Par) |
Gross
Concession |
Net
Proceeds |
Coupon
Rate |
Coupon
Frequency |
Maturity
Date |
1st Coupon Date |
1st Coupon
Amount |
Survivor's
Option |
Product
Ranking |
Moody's
Rating |
S & P
Rating |
| 06050XFB4 |
100.000% |
1.500% |
$5,570,175.00 |
6.000% |
Semi-annual |
04/15/2012 |
10/15/2002 |
$28.33 |
YES |
Subordinated
Unsecured
Notes |
Aa3 |
A |
Redemption Information:
Non-Callable
Joint Lead Managers and Lead Agents: Banc
of America Securities LLC and Incapital LLC. Agents: A.G. Edwards
& Sons, Inc., Charles Schwab & Co., Edward D. Jones & Co, L.P.,
Merrill Lynch & Co., Morgan Stanley, Prudential Securities, Salomon
Smith Barney Inc., UBS PaineWebber
CUSIP
Number |
Selling Price
(% of Par) |
Gross
Concession |
Net
Proceeds |
Coupon
Rate |
Coupon
Frequency |
Maturity Date |
1st Coupon Date |
1st Coupon
Amount |
Survivor's
Option |
Product
Ranking |
Moody's
Rating |
S & P
Rating |
| 06050XFC2 |
100.000% |
2.000% |
$8,079,120.00 |
6.400% |
Monthly |
04/15/2017 |
05/15/2002 |
$3.56 |
YES |
Subordinated
Unsecured
Notes |
Aa3 |
A |
Redemption Information:
Callable
at 100.000% on 04/15/2005 and every coupon date thereafter.
Joint Lead Managers and Lead Agents: Banc
of America Securities LLC and Incapital LLC. Agents: A.G. Edwards
& Sons, Inc., Charles Schwab & Co., Edward D. Jones & Co, L.P.,
Merrill Lynch & Co., Morgan Stanley, Prudential Securities, Salomon
Smith Barney Inc., UBS PaineWebber
The Bank of America Internotes will
be subject to redemption at the option of Bank of America, in whole on
the Interest Payment Date occurring any time on or after 04/15/2005 at
a redemption price equal to 100% of the principal amount of the Bank of
America InterNotes, plus accrued interest thereon, if any, upon at least
30 days prior notice to the Noteholder and the Trustee, as described in
the Prospectus.
CUSIP
Number |
Selling Price
(% of Par) |
Gross
Concession |
Net
Proceeds |
Coupon
Rate |
Coupon
Frequency |
Maturity Date |
1st Coupon Date |
1st Coupon
Amount |
Survivor's
Option |
Product
Ranking |
Moody's
Rating |
S & P
Rating |
| 06050XFD0 |
100.000% |
2.500% |
$6,530,550.00 |
6.500% |
Monthly |
04/15/2022 |
05/15/2002 |
$3.61 |
YES |
Subordinated
Unsecured
Notes |
Aa3 |
A |
Redemption Information:
Callable
at 100.000% on 04/15/2006 and every coupon date thereafter.
Joint Lead Managers and Lead Agents: Banc
of America Securities LLC and Incapital LLC. Agents: A.G. Edwards
& Sons, Inc., Charles Schwab & Co., Edward D. Jones & Co, L.P.,
Merrill Lynch & Co., Morgan Stanley, Prudential Securities, Salomon
Smith Barney Inc., UBS PaineWebber
The Bank of America Internotes will
be subject to redemption at the option of Bank of America, in whole on
the Interest Payment Date occurring any time on or after 04/15/2006 at
a redemption price equal to 100% of the principal amount of the Bank of
America InterNotes, plus accrued interest thereon, if any, upon at least
30 days prior notice to the Noteholder and the Trustee, as described in
the Prospectus.
CUSIP
Number |
Selling Price
(% of Par) |
Gross
Concession |
Net
Proceeds |
Coupon
Rate |
Coupon
Frequency |
Maturity Date |
1st Coupon Date |
1st Coupon
Amount |
Survivor's
Option |
Product
Ranking |
Moody's
Rating |
S & P
Rating |
| 06050XFE8 |
100.000% |
2.500% |
$29,957,850.00 |
6.750% |
Monthly |
04/15/2027 |
05/15/2002 |
$3.75 |
YES |
Subordinated
Unsecured
Notes |
Aa3 |
A |
Redemption Information:
Callable
at 100.000% on 04/15/2007 and every coupon date thereafter.
Joint Lead Managers and Lead Agents: Banc
of America Securities LLC and Incapital LLC. Agents: A.G. Edwards
& Sons, Inc., Charles Schwab & Co., Edward D. Jones & Co, L.P.,
Merrill Lynch & Co., Morgan Stanley, Prudential Securities, Salomon
Smith Barney Inc., UBS PaineWebber
The Bank of America Internotes will
be subject to redemption at the option of Bank of America, in whole on
the Interest Payment Date occurring any time on or after 04/15/2007 at
a redemption price equal to 100% of the principal amount of the Bank of
America InterNotes, plus accrued interest thereon, if any, upon at least
30 days prior notice to the Noteholder and the Trustee, as described in
the Prospectus.
Bank of America Corporation
100 North Tryon Street
Charlotte, NC 28255 |
Trade
Date: Monday, April 22, 2002 @12:00 PM ET
Settle Date: Thursday, April 25,
2002
Minimum Denomination/Increments:
1 Note/1 Note
All trades settle flat and clear
SDFS: DTC Book Entry only
DTC number: 0262 via BNY Clearing
Services, LLC
If the maturity date or an interest
payment date for any note is not a Business Day (as term is defined in
Prospectus), principal, premium, if any, and interest for that note is
paid on the next Business Day, and no interest will accrue from, and after,
the maturity date or interest payment date.
InterNotes(sm)
is the service mark of Incapital LLC. All rights reserved |
Bank of America
$5,000,000,000 Bank of America
Corporation InterNotes
Prospectus Dated 22-Aug-01
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