As filed with the Securities and Exchange Commission on July 24, 2003

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

--------------------------
FORM 8-A

FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES
PURSUANT TO SECTION 12(b) OR (g) OF THE
SECURITIES EXCHANGE ACT OF 1934

BANK OF AMERICA CORPORATION
(Exact name of registrant as specified in its charter)

                                 Delaware                                                                                  56-0906609
                       (State of incorporation                                                                        (IRS Employer
                             or organization)                                                                           Identification No.)

                 Bank of America Corporate Center
                        100 North Tryon Street
                       Charlotte, North Carolina                                                                        28255
                (Address of principal executive offices)                                                            (Zip Code)

If this form relates to the registration of a class of securities pursuant to Section
12(b) of the Exchange Act and is effective pursuant to General Instruction
A.(c), please check the following box.  /X/

If this form relates to the registration of a class of securities pursuant to Section 12(g)
of the Exchange Act and is effective pursuant to General Instruction A.(d), please
check the following box. /  /

Securities Act registration statement file number to which this form relates:
                                                 333-97157


Securities to be registered pursuant to Section 12(b) of the Act:

Title of each class                                              Name of each exchange on which
to be so registered:                                                  each class is to be registered:

Bank of America Corporation 5.50%                      New York Stock Exchange
Subordinated InterNotes, due 2033

Securities to be registered pursuant to Section 12(g) of the Act:

None



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Item 1. Description of Registrant's Securities to be Registered.

              The title of the class of securities to be registered hereunder is: Bank of America Corporation 5.50% Subordinated InterNotes, due 2033 (the "Notes"). A description of the Notes registered hereunder is set forth under the caption "Description of Notes" in the prospectus (the "Prospectus") that constitutes part of the Registrant's Registration Statement on Form S-3 (Registration No. 333-97157) (the "Registration Statement") filed with the Securities and Exchange Commission (the "Commission") on July 26, 2002, as amended, which is incorporated herein by reference. The description of the Notes contained in the Prospectus is supplemented by the specific terms of the Notes contained in the Pricing Supplement dated July 21, 2003 filed with the Commission on July 23, 2003 pursuant to Rule 424(b) promulgated under the Securities Act of 1933, as amended, which is incorporated herein by reference.

Item 2. Exhibits.

1.    Form of Bank of America Corporation Subordinated InterNote, incorporated herein by reference to Exhibit 4.6 to the Registration Statement.

2.    Amended and Restated Indenture (Subordinated Debt Securities) dated as of July 1, 2001 between the Registrant and The Bank of New York, as trustee, incorporated herein by reference to Exhibit 4.2 to the Registrant's Registration Statement on Form S-3 (Registration No. 333-65750).
 
 
 

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SIGNATURE

             Pursuant to the requirements of Section 12 of the Securities Exchange Act of 1934, the Registrant has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereto duly authorized.

 
                                                                                        BANK OF AMERICA CORPORATION

Date: July 24, 2003                                                           By: /s/ KAREN A. GOSNELL
                                                                                                   KAREN A. GOSNELL
                                                                                                    Senior Vice President