Filed Under Rule 424(b)(3),
Registration Statement No. 333-97157
Pricing Supplement Number
85 Dated Monday, August 11, 2003
(To: Prospectus Dated August
20, 2002)
CUSIP
Number
|
Aggregate Principal Amount
|
Price to Public
|
Gross
Concession
|
Net
Proceeds
|
Coupon Type
|
Coupon Rate
|
Coupon Frequency
|
Maturity Date
|
1st Coupon Date
|
1st
Coupon Amount
|
Survivor's Option
|
Product
Ranking
|
| 06050XMJ9 |
$6,242,000.00 |
100.000% |
1.500% |
$6,148,370.00 |
Fixed |
5.000% |
-
Semi-Annual
|
08/15/2013 |
02/15/2004 |
$25.14 |
YES |
Subordinated
Unsecured Notes |
Redemption Information:
Non-Callable
Joint Lead Managers and Lead Agents:
Banc
of America Securities LLC, INCAPITAL, LLC.
Agents: A.G. Edwards
& Sons, Inc., Charles Schwab & Co. Inc., Citigroup Capital Markets
Inc., Edward D. Jones & Co, L.P., Merrill Lynch & Co., Morgan Stanley,
Prudential Securities, UBS Financial Services Inc.
CUSIP
Number
|
Aggregate Principal Amount
|
Price to Public
|
Gross
Concession
|
Net
Proceeds
|
Coupon Type
|
Coupon Rate
|
Coupon Frequency
|
Maturity Date
|
1st Coupon Date
|
1st
Coupon Amount
|
Survivor's Option
|
Product
Ranking
|
| 06050XMK6 |
$10,998,000.00 |
100.000% |
2.000% |
$10,778,040.00 |
Fixed |
5.750% |
-
Monthly
|
08/15/2018 |
09/15/2003 |
$4.95 |
YES |
Subordinated
Unsecured Notes |
Redemption Information:
Callable
at 100.000% on 08/15/2006 and every coupon date thereafter.
The Bank of America Internotes
will be subject to redemption at the option of Bank of America, in whole
on the Interest Payment Date occurring 08/15/2006 and on any interest payment
date thereafter at a redemption price equal to 100% of the principal amount
of the Bank of America InterNotes, plus accrued interest thereon, if any,
upon at least 30 days prior notice to the Noteholder and the Trustee, as
described in the Prospectus.
Joint Lead Managers and
Lead Agents: Banc of America
Securities LLC, INCAPITAL, LLC. Agents: A.G. Edwards & Sons,
Inc., Charles Schwab & Co. Inc., Citigroup Capital Markets Inc., Edward
D. Jones & Co, L.P., Merrill Lynch & Co., Morgan Stanley, Prudential
Securities, UBS Financial Services Inc.
CUSIP
Number
|
Aggregate Principal Amount
|
Price to Public
|
Gross
Concession
|
Net
Proceeds
|
Coupon Type
|
Coupon Rate
|
Coupon Frequency
|
Maturity Date
|
1st Coupon Date
|
1st
Coupon Amount
|
Survivor's Option
|
Product
Ranking
|
| 06050XML4 |
$6,344,000.00 |
100.000% |
2.500% |
$6,185,400.00 |
Fixed |
6.000% |
Semi-Annual |
08/15/2028 |
02/15/2004 |
$30.17 |
YES |
Subordinated
Unsecured Notes |
Redemption Information:Callable
at 100.000% on 08/15/2008 and every coupon date thereafter.
The Bank of America Internotes
will be subject to redemption at the option of Bank of America, in whole
on the Interest Payment Date occurring 08/15/2008 and on any interest payment
date thereafter at a redemption price equal to 100% of the principal amount
of the Bank of America InterNotes, plus accrued interest thereon, if any,
upon at least 30 days prior notice to the Noteholder and the Trustee, as
described in the Prospectus.
Joint Lead Managers and
Lead Agents: Banc of America
Securities LLC, INCAPITAL, LLC. Agents: A.G. Edwards & Sons,
Inc., Charles Schwab & Co. Inc., Citigroup Capital Markets Inc., Edward
D. Jones & Co, L.P., Merrill Lynch & Co., Morgan Stanley, Prudential
Securities, UBS Financial Services Inc.
|
Trade
Date: Monday, August 11, 2003 @12:00
PM ET
Settlement Date: Thursday, August
14, 2003
Minimum Denomination/Increments:
$1,000.00/$1,000.00
Moody's Investor Services Rating:
Subordinated: Aa3
S&P Ratings Services Rating:
Subordinated: A
Initial trades settle flat and
clear SDFS: DTC Book Entry only
DTC number: 0443 via Pershing,
LLC
If the maturity date or an interest
payment date for any note is not a Business Day (as term is defined in
Prospectus), principal, premium, if any, and interest for that note is
paid on the next Business Day, and no interest will accrue from, and after,
the maturity date or interest payment date.
InterNotes(®)
is the trade mark of INCAPITAL, LLC. All rights reserved |
Bank of America
$6,000,000,000 Bank of America
InterNotes
Prospectus Dated 20-Aug-02
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