Filed Under Rule 424(b)(3), Registration Statement No. 333-97157
Pricing Supplement Number 97 Dated Monday, February 02, 2004
(To: Prospectus Dated August 20, 2002)
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CUSIP
Number |
Aggregate Principal Amount |
Price to Public |
Gross
Concession |
Net
Proceeds |
Coupon Type |
Coupon Rate |
Coupon Frequency |
Maturity Date |
1st Coupon Date |
1st
Coupon Amount |
Survivor's Option |
Product
Ranking |
|
06050XNX7 |
$6,163,000.00 |
100.000% |
1.500% |
$6,070,555.00 |
Fixed |
4.750% |
- Monthly
|
02/15/2014 |
03/15/2004 |
$5.28 |
YES |
Subordinated Unsecured Notes |
Redemption Information:
Callable at 100.000% on 02/15/2006 and every coupon date thereafter.
The Bank of America Internotes will be subject to redemption at the option of Bank of America, in whole on the interest payment date occurring 02/15/2006 and on any interest payment date thereafter at a redemption price equal to 100% of the principal amount of the Bank of America InterNotes, plus accrued interest thereon, if any, upon at least 30 days prior notice to the noteholder and the trustee, as described in the Prospectus.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: A.G. Edwards & Sons, Inc., Charles Schwab & Co. Inc., Citigroup Capital Markets Inc., Edward D. Jones & Co., L.P., Merrill Lynch & Co., Morgan Stanley, Prudential Securities, UBS Financial Services Inc.
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CUSIP
Number |
Aggregate Principal Amount |
Price to Public |
Gross
Concession |
Net
Proceeds |
Coupon Type |
Coupon Rate |
Coupon Frequency |
Maturity Date |
1st Coupon Date |
1st
Coupon Amount |
Survivor's Option |
Product
Ranking |
|
06050XNY5 |
$5,252,000.00 |
100.000% |
2.000% |
$5,146,960.00 |
Fixed |
5.250% |
- Semi-annual
|
02/15/2019 |
08/15/2004 |
$27.71 |
YES |
Subordinated Unsecured Notes |
Redemption Information:
Callable at 100.000% on 02/15/2007 and every coupon date thereafter.
The Bank of America Internotes will be subject to redemption at the option of Bank of America, in whole on the interest payment date occurring 02/15/2007 and on any interest payment date thereafter at a redemption price equal to 100% of the principal amount of the Bank of America InterNotes, plus accrued interest thereon, if any, upon at least 30 days prior notice to the noteholder and the trustee, as described in the Prospectus.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: A.G. Edwards & Sons, Inc., Charles Schwab & Co. Inc.,
Citigroup Capital Markets Inc., Edward D. Jones & Co., L.P., Merrill Lynch & Co., Morgan Stanley, Prudential Securities, UBS Financial Services Inc.
|
CUSIP
Number |
Aggregate Principal Amount |
Price to Public |
Gross
Concession |
Net
Proceeds |
Coupon Type |
Coupon Rate |
Coupon Frequency |
Maturity Date |
1st Coupon Date |
1st
Coupon Amount |
Survivor's Option |
Product
Ranking |
|
06050XNZ2 |
$4,905,000.00 |
100.000% |
2.500% |
$4,782,375.00 |
Fixed |
5.450% |
- Semi-Annual
|
02/15/2024 |
08/15/2004 |
$28.76 |
YES |
Subordinated Unsecured Notes |
Redemption Information:
Callable at 100.000% on 02/15/2008 and every coupon date thereafter.
The Bank of America Internotes will be subject to redemption at the option of Bank of America, in whole on the interest payment date occurring 02/15/2008 and on any interest payment date thereafter at a redemption price equal to 100% of the principal amount of the Bank of America InterNotes, plus accrued interest thereon, if any, upon at least 30 days prior notice to the noteholder and the trustee, as described in the Prospectus.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: A.G. Edwards & Sons, Inc., Charles Schwab & Co. Inc., Citigroup Capital Markets Inc., Edward D. Jones & Co., L.P., Merrill Lynch & Co., Morgan Stanley, Prudential Securities, UBS Financial Services Inc.
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100 North Tryon Street, NC1-007-06-06
Charlotte, NC 28255
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Trade Date: Monday, February 02, 2004 @12:00 PM ET
Settlement Date: Thursday, February 05, 2004
Minimum Denomination/Increments: $1,000.00/$1,000.00
Moody's Investor Services Rating: Subordinated: Aa3
S&P Ratings Services Rating: Subordinated: A
Initial trades settle flat and clear SDFS: DTC Book Entry only
DTC number: 0443 via Pershing, LLC
If the maturity date or an interest payment date for any note is not a Business Day (as term is defined in Prospectus), principal, premium, if any, and interest for that note is paid on the next Business Day, and no interest will accrue from, and after, the maturity date or interest payment date.
InterNotes(®) is the trade mark of INCAPITAL, LLC. All rights reserved |
Bank of America
$6,000,000,000 Bank of America
InterNotes
Prospectus Dated 20-Aug-02
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Recent Developments
In October 2003, we announced that we entered into a merger agreement with FleetBoston Financial Corporation. The merger is subject to customary closing conditions, including regulatory and shareholder approvals. The merger is expected to close in the second quarter of 2004. |