SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported):
September 7, 2004
BANK OF AMERICA CORPORATION
(Exact name of registrant as specified in its charter)
|
(State of Incorporation) |
(Commission File Number) |
(IRS Employer Identification No.) |
100 North Tryon Street
Charlotte, North Carolina 28255
(Address of principal executive offices)
(800) 299-2265
(Registrant's telephone number, including area code)
Not Applicable
(Former name or former address, if changed since last report)
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[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
ITEM 2.03. CREATION OF A DIRECT FINANCIAL OBLIGATION OR AN OBLIGATION UNDER AN OFF-BALANCE SHEET ARRANGEMENT OF A REGISTRANT.
Under the $25 billion Bank of America Corporation/Bank of America, N.A. (collectively, the "Issuers") Euro Medium-Term Note Program (the "Program"), Bank of America Corporation (the "Registrant") may issue up to an aggregate of $15 billion of its senior and subordinated indebtedness. Those obligations are in the form of unsecured medium-term notes issued pursuant to the terms of an Amended and Restated Agency Agreement dated as of August 1, 2003, among the Issuers, JPMorgan Chase Bank, London Branch and designated payment agents. The Agency Agreement was included as Exhibit 4(h) to the Registrant's Form 10-K for the year ended December 31, 2003. Terms of the notes issued under the Program including rate and maturity, are agreed between the Issuer and the purchasers of the notes at the time of sale.
On September 9, 2004, the Registrant issued its Euro 750 Million Floating Rate Senior Notes, due September 2009. Those notes bear interest at a rate of 3-month EURIBOR plus 0.15 percent, payable quarterly. Following the sale, the Registrant had approximately $8.9 billion of debt outstanding under the Program.
Notes are issued under the Program pursuant to Regulation
S under the Securities Act of 1933, as amended (the "Act"); have not been
registered under the Act; and may not be offered or sold in the United
States or to a U.S. person absent registration or an applicable exemption
from the registration requirements of the Act.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
BANK OF AMERICA CORPORATION
By: /s/ TERESA M. BRENNER
TERESA M. BRENNER
Associate General Counsel
Dated: September 13, 2004