Bank of America 
100 North Tryon Street 
Charlotte, NC  28255 
Tel 704.386.5000

 

Pricing Supplement No. 0339 dated November 9, 2004 (To Prospectus dated April 14, 2004 and Prospectus Supplement dated April 15, 2004)

 

 

         Rule 424(b)(2)
        File Number 333-112708

Senior Medium-Term Notes, Series K

 

Principal Amount: 
 
 
Issue Price: 
Commission or Discount: 
Proceeds to Corporation:

 

Banc of America Securities LLC 
 
 
                                     100.00% 
                                          0.00%
                                     100.00%

 

$  26,000,000.00 
 

$   26,000,000.00 
                     0.00
$   26,000,000.00 
 
 

Agents:

Banc of America Securities LLC, as agent

Original Issue Date: 

November 15, 2004

Stated Maturity Date:

November 1, 2010

Cusip #:

06050 MEE3

Form:

Book entry only

Interest Rate:

Floating

Daycount Convention:

Actual/360

Base rate:

LIBOR Telerate Page 3750

Index Maturity:

90 days

Spread:

+ 15.0 bps  

Initial Interest Rate:

2.4263 (2.2763 + .1500)

Interest Reset Period:

Quarterly, commencing on February 1, 2005

Interest Reset Dates:

February 1, May 1, August 1, and November 1, commencing on February 1, 2005, and ending on the Stated Maturity Date.

Interest Determination Date:

Two New York, Charlotte and London business days preceding the Original Issue Date and each applicable Interest Reset Date.

Interest Payment Dates:

February 1, May 1, August 1, and November 1, commencing on February 1, 2005, and ending on the Stated Maturity Date.

 

May the Notes be redeemed by the Corporation prior to maturity? 

No

May the Notes be repaid prior to maturity at the option of the holder? 

No 

Discount Note?

 No