|
CALCULATION OF REGISTRATION FEE
(1) Calculated in accordance with Rule 457(r) of the Securities Act.
(2) Paid herewith. |
Filed Under Rule 424(b)(3), Registration Statement No.
333-152418
Pricing Supplement No. 229 - dated Monday, August 03, 2009 (To: Prospectus
Dated July 21, 2008)
|
CUSIP |
Aggregate Principal Amount |
Price to Public |
Gross Concession |
Net Proceeds |
Coupon Type |
Coupon Rate |
Coupon Frequency |
Maturity Date |
1st Coupon Date |
1st Coupon Amount |
Survivor's Option |
Product Ranking |
|
06050WBN4 |
$125,332,000.00 |
100.000% |
1.800% |
$123,076,024.00 |
FIXED |
6.750% |
|
08/15/2019 |
02/15/2010 |
$35.44 |
YES |
Senior Unsecured |
Joint Lead Managers and Lead Agents: BofA Merrill Lynch, Incapital LLC Agents: Charles Schwab & Co., Inc., Citi, Edward D. Jones & Co., L.P., Morgan Stanley, UBS Investment Bank, Wells Fargo Advisors
|
Bank of America |
Offering Dates: Monday, July 27, 2009 through Monday, August 03,
2009 Settlement Date: Thursday, August 06, 2009 Minimum Denomination/Increments: $1,000.00/$1,000.00 Moody's Investor Services Rating: Senior: A2 S & P Ratings Services Rating: Senior: A Fitch Inc. Rating: Senior: A+ Initial trades settle flat and clear SDFS: DTC Book Entry only DTC Number 0235 via RBC Dain Rauscher Inc. If the maturity date or an interest payment date for any note is not a business day (as that term is defined in the prospectus), principal, premium, if any, and interest for that note is paid on the next business day, and no interest will accrue from, and after, the maturity date or interest payment date. The Issuer
has incorporated by reference in this pricing supplement and the prospectus
statements that may constitute forward-looking statements. Investors may
find these statements by looking for words such as "plan," "believe,"
"expect," "intend," "anticipate," "estimate," "project," "potential,"
"possible," or other similar expressions, or future or conditional verbs
such as "will," "should," "would," and "could." All forward-looking
statements, by their nature, are subject to risks and uncertainties. The
Issuer's actual results may differ materially from those set forth in the
forward-looking statements. As a large, international financial services
company, the Issuer faces risks that are inherent in the businesses and
market places in which it operates. Information regarding important factors
that could cause the Issuer's future financial performance to vary from that
described in its forward-looking statements is contained in the Issuer's
annual report on Form 10-K for the year ended December 31, 2008, which is
incorporated in this pricing supplement and the prospectus by reference,
under the captions "Item 1A. Risk Factors," and "Item 7. Management's
Discussion and Analysis of Financial Condition and Results of Operations,"
as well as those discussed in the Issuer's subsequent filings that are
incorporated by reference in this pricing supplement and the prospectus.
Investors should not place undue reliance on any forward-looking statements,
which speak only as of the dates they are made. All subsequent written and
oral forward-looking statements attributable to the Issuer or any person on
the Issuer's behalf are expressly qualified in their entirety by the
cautionary statements contained or referred to
herein. Except to the extent required by
applicable law or regulation, the Issuer undertakes no obligation to update
these forward-looking statements to reflect events or circumstances after
the date of this pricing supplement
or to reflect the occurrence of
unanticipated events. InterNotes® is a registered trademark of Incapital Holdings LLC. All Rights Reserved. |
Bank of
America InterNotes
Prospectus dated 21-Jul-08
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