CALCULATION OF REGISTRATION FEE

Title of Each Class of Securities Offered:  Debt Securities
Proposed Maximum Aggregate Offering Price:  $73,830,000.00
Amount of Registration Fee (1)(2):  $4,119.71
______________

(1) Calculated in accordance with Rule 457(r) of the Securities Act.
(2) Paid herewith.

Filed Under Rule 424(b)(3), Registration Statement No. 333-152418
Pricing Supplement No. 230 - dated Monday, August 10, 2009 (To:  Prospectus Dated July 21, 2008)

 

CUSIP 
Number

Aggregate
Principal
Amount

Price to
Public

Gross Concession

Net 
Proceeds

Coupon
Type

Coupon
Rate

Coupon
Frequency

Maturity Date

1st Coupon Date

1st Coupon
Amount

Survivor's
Option

Product
Ranking

06050WBP9

 $73,830,000.00

100.000%

1.800%

 $72,501,060.00

FIXED

6.400%
SEMI-ANNUAL

08/15/2019

02/15/2010

$32.36

YES

Senior Unsecured
Notes

Redemption Information: Non-Callable

Joint Lead Managers and Lead Agents: BofA Merrill Lynch, Incapital LLC Agents:  Charles Schwab & Co.,  Inc., Citi, Edward D. Jones & Co., L.P., Morgan Stanley, UBS Investment Bank, Wells Fargo Advisors        


Bank of America
 

Offering Dates:  Monday, August 03, 2009 through Monday, August 10, 2009
Trade Date: Monday, August 10, 2009 @ 12:00 PM ET
Settlement Date: Thursday, August 13, 2009
Minimum Denomination/Increments: $1,000.00/$1,000.00
Moody's Investor Services Rating: Senior: A2
S & P Ratings Services Rating: Senior: A
Fitch Inc. Rating:  Senior: A+
Initial trades settle flat and clear SDFS: DTC Book Entry only
DTC Number 0235 via RBC Dain Rauscher Inc.

If the maturity date or an interest payment date for any note is not a business day (as that term is defined in the prospectus), principal, premium, if any, and interest for that note is paid on the next business day, and no interest will accrue from, and after, the maturity date or interest payment date.

InterNotes® is a registered trademark of Incapital Holdings LLC. All Rights Reserved.

Bank of America InterNotes
Prospectus dated 21-Jul-08