NationsBank Corporation   
Charlotte, NC  28255      
Tel 704 386-5000          

Pricing Supplement No. 0140 Dated June 28, 1996       Rule 424(b)(2)      
(To Prospectus dated November 24, 1995 and            File number:  33-63097
Prospectus Supplement dated January 10, 1996)           


Senior Medium-Term Notes, Series E                           
Due Nine Months or More From Date of Issue                   


Principal Amount:                                    $  20,000,000.00
Issue Price:                            100.000%     $  20,000,000.00
Commission or Discount:                   0.100%     $      20,000.00
Proceeds to Company:                     99.900%     $  19,980,000.00

Agent:                            J.P. Morgan Securities Inc., as Principal


Original Issue Date:              July 05, 1996        
Stated Maturity Date:             July 05, 2004        


Cusip #:                          63858R-DV-0    
Form:                             Book entry only         


Interest Rate:                    Floating                    


Base rate:                        LIBOR Telerate Page 3750          
Index maturity:                   90 Days                           

Spread:                           + 42.0 bps      


Initial Interest Rate:            To be determined on July 3, 1996
                                                                  

Interest Reset Period:            Quarterly, commencing on October 5, 1996
                                 
Interest Reset Dates:             5th of January, April, July and October
                                


Interest Determination Date:      Two London Banking Days preceding the
                                  Reset Date                     

Interest Payment Dates:           5th of January, April, July and 
                                  October, commencing on October 5, 1996

Maximum Interest Rate:            In no event shall the Interest Rate so  
                                  determined exceed 10%.                  


May the Notes be redeemed by the company prior to maturity?       No           

May the notes be repaid prior to maturity at the option 
of the holder?                                                    No          

Discount Note?                                                    No