NationsBank Corporation   
Charlotte, NC  28255      
Tel 704 386-5000          

Pricing Supplement No. 0185 Dated December 9, 1997     Rule 424(b)(2)     
(To Prospectus dated July 12, 1996 and                 File number: 333-7229   
Prospectus Supplement dated November 8, 1996)       


Senior Medium-Term Notes, Series F                           
Due Nine Months or More From Date of Issue                   

Principal Amount:                                    $  25,000,000.00
Issue Price:                             100.000%    $  25,000,000.00
Commission or Discount:                    0.000%    $           0.00
Proceeds to Company:                     100.000%    $  25,000,000.00


Agent:                            NationsBanc Montgomery Securities, Inc., as 
                                  Agent                                     

Original Issue Date:              December 15, 1997    
Stated Maturity Date:             December 15, 1998    

                                  63858R-EV-9    
Cusip #:          
Form:                             Book entry only         

Interest Rate:                    6.020% Fixed                    

Interest Payment Dates:           Single interest payment at maturity on
                                  December 15, 1998 
                                                              


Discount Note?                                                    No

May the Notes be redeemed by the Company prior to maturity?       No           

May the notes be repaid prior to maturity at the option of the 
holder?                                                           No