======================================================================= ======= FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20529 CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. Date of Report: April 13, 2001 MBNA AMERICA BANK, NATIONAL ASSOCIATION on behalf of the MBNA MASTER CREDIT CARD TRUST II (Exact name of registrant as specified in its charter) United States 333-89755 51- 0331454 - ----------------- ----------------------------- ---------- - ---- (State or other (Commission File (IRS Employer jurisdiction of Number) Identification No.) incorporation) Wilmington, DE 19884-0781 - ----------------------------------------------------------------------- - ------- (Address of principal executive office) Registrant's telephone number, including area code (800) 362-6255. --------------- ITEM 5. OTHER EVENTS On March 30, 2001 the Pooling and Servicing Agreement for the MBNA Master Credit Card Trust II, dated as of August 4, 1994, between MBNA America Bank, National Association, as Seller and Servicer and The Bank of New York, as Trustee, was amended by the Fifth Amendment to the Pooling and Servicing Agreement, dated as of March 30, 2001. MBNA Master Credit Card Trust II Series 2001-A Classes A and B Certificates were issued February 20, 2001. The net proceeds from the sale of Series 2001-A will be used by the Seller for its general corporate purposes. On April 16, 2001 the MBNA Master Credit Card Trust II Series 1996-C (the "Series") will be terminated in accordance with the provisions of Section 10 of the Series 1996-C Supplement dated as of March 27, 1996, to the Pooling and Servicing Agreement dated as of August 4, 1994 (the "Pooling and Servicing Agreement") and subsection 12.03 of the Pooling and Servicing Agreement. Final Payment will be made on the Series certificates after presentation and surrender of the Series certificates at the offices of The Bank of New York, as the Trustee. Item 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION, AND EXHIBITS The following are filed as Exhibits to this Report under Exhibit 4: 4.1 Fifth Amendment to the Pooling and Servicing Agreement, dated as of March 30, 2001 among MBNA America Bank, National Association, Seller and Servicer, and The Bank of New York, Trustee. 4.2 Series 2001-A Supplement to the Pooling and Servicing Agreement, dated as of February 20, 2001, among MBNA America Bank, National Association, Seller and Servicer, and The Bank of New York, Trustee. The following are filed as Exhibits to this Report under Exhibit 20: 20.1 Series 1994-C Certificateholders' Statement for the month ended March 31, 2001. 20.2 Series 1995-A Certificateholders' Statement for the month ended March 31, 2001. 20.3 Series 1995-C Certificateholders' Statement for the month ended March 31, 2001. 20.4 Series 1995-E Certificateholders' Statement for the month ended March 31, 2001. 20.5 Series 1995-J Certificateholders' Statement for the month ended March 31, 2001. 20.6 Series 1996-A Certificateholders' Statement for the month ended March 31, 2001. 20.7 Series 1996-B Certificateholders' Statement for the month ended March 31, 2001. 20.8 Series 1996-C Certificateholders' Statement for the month ended March 31, 2001. 20.9 Series 1996-D Certificateholders' Statement for the month ended March 31, 2001. 20.10 Series 1996-E Certificateholders' Statement for the month ended March 31, 2001. 20.11 Series 1996-G Certificateholders' Statement for the month ended March 31, 2001. 20.12 Series 1996-H Certificateholders' Statement for the month ended March 31, 2001. 20.13 Series 1996-J Certificateholders' Statement for the month ended March 31, 2001. 20.14 Series 1996-K Certificateholders' Statement for the month ended March 31, 2001. 20.15 Series 1996-M Certificateholders' Statement for the month ended March 31, 2001. 20.16 Series 1997-B Certificateholders' Statement for the month ended March 31, 2001. 20.17 Series 1997-C Certificateholders' Statement for the month ended March 31, 2001. 20.18 Series 1997-E Certificateholders' Statement for the month ended March 31, 2001. 20.19 Series 1997-F Certificateholders' Statement for the month ended March 31, 2001. 20.20 Series 1997-I Certificateholders' Statement for the month ended March 31, 2001. 20.21 Series 1997-J Certificateholders' Statement for the month ended March 31, 2001. 20.22 Series 1997-K Certificateholders' Statement for the month ended March 31, 2001. 20.23 Series 1997-M Certificateholders' Statement for the month ended March 31, 2001. 20.24 Series 1998-A Certificateholders' Statement for the month ended March 31, 2001. 20.25 Series 1998-C Certificateholders' Statement for the month ended March 31, 2001. 20.26 Series 1998-D Certificateholders' Statement for the month ended March 31, 2001. 20.27 Series 1998-E Certificateholders' Statement for the month ended March 31, 2001. 20.28 Series 1998-F Certificateholders' Statement for the month ended March 31, 2001. 20.29 Series 1998-G Certificateholders' Statement for the month ended March 31, 2001. 20.30 Series 1998-I Certificateholders' Statement for the month ended March 31, 2001. 20.31 Series 1998-J Certificateholders' Statement for the month ended March 31, 2001. 20.32 Series 1999-A Certificateholders' Statement for the month ended March 31, 2001. 20.33 Series 1999-B Certificateholders' Statement for the month ended March 31, 2001. 20.34 Series 1999-D Certificateholders' Statement for the month ended March 31, 2001. 20.35 Series 1999-E Certificateholders' Statement for the month ended March 31, 2001. 20.36 Series 1999-G Certificateholders' Statement for the month ended March 31, 2001. 20.37 Series 1999-H Certificateholders' Statement for the month ended March 31, 2001. 20.38 Series 1999-I Certificateholders' Statement for the month ended March 31, 2001. 20.39 Series 1999-J Certificateholders' Statement for the month ended March 31, 2001. 20.40 Series 1999-L Certificateholders' Statement for the month ended March 31, 2001. 20.41 Series 1999-M Certificateholders' Statement for the month ended March 31, 2001. 20.42 Series 2000-A Certificateholders' Statement for the month ended March 31, 2001. 20.43 Series 2000-B Certificateholders' Statement for the month ended March 31, 2001. 20.44 Series 2000-C Certificateholders' Statement for the month ended March 31, 2001. 20.45 Series 2000-D Certificateholders' Statement for the month ended March 31, 2001. 20.46 Series 2000-E Certificateholders' Statement for the month ended March 31, 2001. 20.47 Series 2000-F Certificateholders' Statement for the month ended March 31, 2001. 20.48 Series 2000-G Certificateholders' Statement for the month ended March 31, 2001. 20.49 Series 2000-H Certificateholders' Statement for the month ended March 31, 2001. 20.50 Series 2000-I Certificateholders' Statement for the month ended March 31, 2001. 20.51 Series 2000-K Certificateholders' Statement for the month ended March 31, 2001. 20.52 Series 2000-L Certificateholders' Statement for the month ended March 31, 2001. 20.53 Series 2001-A Certificateholders' Statement for the month ended March 31, 2001. Item 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION, AND EXHIBITS The following are filed as Exhibits to this Report under Exhibit 99: 99.1. Series 1994-C Key Performance Factors for the month ended March 31, 2001. 99.2. Series 1995-A Key Performance Factors for the month ended March 31, 2001. 99.3. Series 1995-C Key Performance Factors for the month ended March 31, 2001. 99.4. Series 1995-E Key Performance Factors for the month ended March 31, 2001. 99.5. Series 1995-J Key Performance Factors for the month ended March 31, 2001. 99.6. Series 1996-A Key Performance Factors for the month ended March 31, 2001. 99.7. Series 1996-B Key Performance Factors for the month ended March 31, 2001. 99.8. Series 1996-C Key Performance Factors for the month ended March 31, 2001. 99.9. Series 1996-D Key Performance Factors for the month ended March 31, 2001. 99.10. Series 1996-E Key Performance Factors for the month ended March 31, 2001. 99.11. Series 1996-G Key Performance Factors for the month ended March 31, 2001. 99.12. Series 1996-H Key Performance Factors for the month ended March 31, 2001. 99.13. Series 1996-J Key Performance Factors for the month ended March 31, 2001. 99.14. Series 1996-K Key Performance Factors for the month ended March 31, 2001. 99.15. Series 1996-M Key Performance Factors for the month ended March 31, 2001. 99.16. Series 1997-B Key Performance Factors for the month ended March 31, 2001. 99.17. Series 1997-C Key Performance Factors for the month ended March 31, 2001. 99.18. Series 1997-E Key Performance Factors for the month ended March 31, 2001. 99.19. Series 1997-F Key Performance Factors for the month ended March 31, 2001. 99.20. Series 1997-I Key Performance Factors for the month ended March 31, 2001. 99.21. Series 1997-J Key Performance Factors for the month ended March 31, 2001. 99.22. Series 1997-K Key Performance Factors for the month ended March 31, 2001. 99.23. Series 1997-M Key Performance Factors for the month ended March 31, 2001. 99.24. Series 1998-A Key Performance Factors for the month ended March 31, 2001. 99.25. Series 1998-C Key Performance Factors for the month ended March 31, 2001. 99.26. Series 1998-D Key Performance Factors for the month ended March 31, 2001. 99.27. Series 1998-E Key Performance Factors for the month ended March 31, 2001. 99.28. Series 1998-F Key Performance Factors for the month ended March 31, 2001. 99.29. Series 1998-G Key Performance Factors for the month ended March 31, 2001. 99.30. Series 1998-I Key Performance Factors for the month ended March 31, 2001. 99.31. Series 1998-J Key Performance Factors for the month ended March 31, 2001. 99.32. Series 1999-A Key Performance Factors for the month ended March 31, 2001. 99.33. Series 1999-B Key Performance Factors for the month ended March 31, 2001. 99.34. Series 1999-D Key Performance Factors for the month ended March 31, 2001. 99.35. Series 1999-E Key Performance Factors for the month ended March 31, 2001. 99.36. Series 1999-G Key Performance Factors for the month ended March 31, 2001. 99.37. Series 1999-H Key Performance Factors for the month ended March 31, 2001. 99.38. Series 1999-I Key Performance Factors for the month ended March 31, 2001. 99.39. Series 1999-J Key Performance Factors for the month ended March 31, 2001. 99.40. Series 1999-L Key Performance Factors for the month ended March 31, 2001. 99.41. Series 1999-M Key Performance Factors for the month ended March 31, 2001. 99.42. Series 2000-A Key Performance Factors for the month ended March 31, 2001. 99.43. Series 2000-B Key Performance Factors for the month ended March 31, 2001. 99.44. Series 2000-C Key Performance Factors for the month ended March 31, 2001. 99.45. Series 2000-D Key Performance Factors for the month ended March 31, 2001. 99.46. Series 2000-E Key Performance Factors for the month ended March 31, 2001. 99.47. Series 2000-F Key Performance Factors for the month ended March 31, 2001. 99.48. Series 2000-G Key Performance Factors for the month ended March 31, 2001. 99.49. Series 2000-H Key Performance Factors for the month ended March 31, 2001. 99.50. Series 2000-I Key Performance Factors for the month ended March 31, 2001. 99.51. Series 2000-K Key Performance Factors for the month ended March 31, 2001. 99.52. Series 2000-L Key Performance Factors for the month ended March 31, 2001. 99.53. Series 2001-A Key Performance Factors for the month ended March 31, 2001. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: April 13, 2001 MBNA AMERICA BANK, NATIONAL ASSOCIATION By: /s/Jack Fioravanti ---------------------------------- Name: Jack Fioravanti Title: Senior Vice President