Exhibit 99.9 MBNA MASTER CREDIT CARD TRUST II SERIES 1995-E KEY PERFORMANCE FACTORS October 31, 1996 Expected B Maturity 09/16/2002 Blended Coupon 5.6413% Excess Protection Level 3 Month Average 5.36% October, 1996 5.18% September, 1996 5.27% August, 1996 5.64% Cash Yield 16.74% Investor Charge Offs 3.73% Base Rate 7.83% Over 35 Day Delinquency 4.26% Seller's Interest 13.91% Total Payment Rate 12.45% Total Principal Balance $21,339,637,968.33 Investor Participation Amount $500,000,000.00 Seller Participation Amount $2,967,710,449.84