Exhibit 99.7 MBNA MASTER CREDIT CARD TRUST II SERIES 1995-C KEY PERFORMANCE FACTORS November 30, 1996 Expected B Maturity 7/15/05 Blended Coupon 6.2093% Excess Protection Level 3 Month Average 5.29% November, 1996 5.40% October, 1996 5.19% September, 1996 5.28% Cash Yield 17.08% Investor Charge Offs 3.86% Base Rate 7.81% Over 35 Day Delinquency 4.38% Seller's Interest 15.65% Total Payment Rate 11.72% Total Principal Balance $22,372,660,639.66 Investor Participation Amount $575,000,000.00 Seller Participation Amount $3,500,733,121.17