Exhibit 99.17 MBNA MASTER CREDIT CARD TRUST II SERIES 1996-E KEY PERFORMANCE FACTORS October 31, 1997 Expected B Maturity 06/16/03 Blended Coupon 5.8344% Excess Protection Level 3 Month Average 4.89% October, 1997 5.34% September, 1997 4.79% August, 1997 4.56% Cash Yield 18.37% Investor Charge Offs 4.61% Base Rate 8.42% Over 35 Day Delinquency 4.76% Seller's Interest 13.78% Total Payment Rate 14.00% Total Principal Balance $31,941,631,051.83 Investor Participation Amount $750,000,000.00 Seller Participation Amount $4,401,496,533.34