============================================================================= = FORM 8-K SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20529 CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. Date of Report: July 14, 1998 MBNA AMERICA BANK, NATIONAL ASSOCIATION ON BEHALF OF THE MBNA MASTER CREDIT CARD TRUST II (Exact name of registrant as specified in its charter) United States 333-17253 51-0331454 - ----------------- ----------------------------- -------------- (State or other (Commission File (IRS Employer jurisdiction of Number) Identification No.) incorporation) Wilmington, DE 19884-0781 - ----------------------------------------------------------------------------- - - (Address of principal executive office) Registrant's telephone number, including area code (800) 362-6255. --------------- ITEM 5. OTHER EVENTS The following is filed as an Exhibit to this Report under Exhibit 4: 4.1 Second Amendment to the MBNA Master Credit Card Trust II Pooling and Servicing Agreement and Amendment to the Series Supplements, dated as of June 2, 1998 (the "Second Amendment") by and between MBNA America Bank, National Association, as Seller and Servicer, and The Bank of New York, as Trustee. Item 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION, AND EXHIBITS The following are filed as Exhibits to this Report under Exhibit 20: 20.1 Series 1994-A Certificateholders' Statement for the month ended June 30, 1998. 20.2 Series 1994-B Certificateholders' Statement for the month ended June 30, 1998. 20.3 Series 1994-C Certificateholders' Statement for the month ended June 30, 1998. 20.4 Series 1995-A Certificateholders' Statement for the month ended June 30, 1998. 20.5 Series 1995-B Certificateholders' Statement for the month ended June 30, 1998. 20.6 Series 1995-C Certificateholders' Statement for the month ended June 30, 1998. 20.7 Series 1995-D Certificateholders' Statement for the month ended June 30, 1998. 20.8 Series 1995-E Certificateholders' Statement for the month ended June 30, 1998. 20.9 Series 1995-F Certificateholders' Statement for the month ended June 30, 1998. 20.10 Series 1995-I Certificateholders' Statement for the month ended June 30, 1998. 20.11 Series 1995-J Certificateholders' Statement for the month ended June 30, 1998. 20.12 Series 1996-A Certificateholders' Statement for the month ended June 30, 1998. 20.13 Series 1996-B Certificateholders' Statement for the month ended June 30, 1998. 20.14 Series 1996-C Certificateholders' Statement for the month ended June 30, 1998. 20.15 Series 1996-D Certificateholders' Statement for the month ended June 30, 1998. 20.16 Series 1996-E Certificateholders' Statement for the month ended June 30, 1998. 20.17 Series 1996-G Certificateholders' Statement for the month ended June 30, 1998. 20.18 Series 1996-H Certificateholders' Statement for the month ended June 30, 1998. 20.19 Series 1996-J Certificateholders' Statement for the month ended June 30, 1998. 20.20 Series 1996-K Certificateholders' Statement for the month ended June 30, 1998. 20.21 Series 1996-L Certificateholders' Statement for the month ended June 30, 1998. 20.22 Series 1996-M Certificateholders' Statement for the month ended June 30, 1998. 20.23 Series 1997-B Certificateholders' Statement for the month ended June 30, 1998. 20.24 Series 1997-C Certificateholders' Statement for the month ended June 30, 1998. 20.25 Series 1997-E Certificateholders' Statement for the month ended June 30, 1998. 20.26 Series 1997-F Certificateholders' Statement for the month ended June 30, 1998. 20.27 Series 1997-I Certificateholders' Statement for the month ended June 30, 1998. 20.28 Series 1997-J Certificateholders' Statement for the month ended June 30, 1998. 20.29 Series 1997-K Certificateholders' Statement for the month ended June 30, 1998. 20.30 Series 1997-M Certificateholders' Statement for the month ended June 30, 1998. 20.31 Series 1997-N Certificateholders' Statement for the month ended June 30, 1998. 20.32 Series 1998-A Certificateholders' Statement for the month ended June 30, 1998. Item 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION, AND EXHIBITS The following are filed as Exhibits to this Report under Exhibit 99: 99.1. Series 1994-A Key Performance Factors for the month ended June 30, 1998. 99.2. Series 1994-B Key Performance Factors for the month ended June 30, 1998. 99.3. Series 1994-C Key Performance Factors for the month ended June 30, 1998. 99.4. Series 1995-A Key Performance Factors for the month ended June 30, 1998. 99.5. Series 1995-B Key Performance Factors for the month ended June 30, 1998. 99.6. Series 1995-C Key Performance Factors for the month ended June 30, 1998. 99.7. Series 1995-D Key Performance Factors for the month ended June 30, 1998. 99.8. Series 1995-E Key Performance Factors for the month ended June 30, 1998. 99.9. Series 1995-F Key Performance Factors for the month ended June 30, 1998. 99.10. Series 1995-I Key Performance Factors for the month ended June 30, 1998. 99.11. Series 1995-J Key Performance Factors for the month ended June 30, 1998. 99.12. Series 1996-A Key Performance Factors for the month ended June 30, 1998. 99.13. Series 1996-B Key Performance Factors for the month ended June 30, 1998. 99.14. Series 1996-C Key Performance Factors for the month ended June 30, 1998. 99.15. Series 1996-D Key Performance Factors for the month ended June 30, 1998. 99.16. Series 1996-E Key Performance Factors for the month ended June 30, 1998. 99.17. Series 1996-G Key Performance Factors for the month ended June 30, 1998. 99.18. Series 1996-H Key Performance Factors for the month ended June 30, 1998. 99.19. Series 1996-J Key Performance Factors for the month ended June 30, 1998. 99.20. Series 1996-K Key Performance Factors for the month ended June 30, 1998. 99.21. Series 1996-L Key Performance Factors for the month ended June 30, 1998. 99.22. Series 1996-M Key Performance Factors for the month ended June 30, 1998. 99.23. Series 1997-B Key Performance Factors for the month ended June 30, 1998. 99.24. Series 1997-C Key Performance Factors for the month ended June 30, 1998. 99.25. Series 1997-E Key Performance Factors for the month ended June 30, 1998. 99.26. Series 1997-F Key Performance Factors for the month ended June 30, 1998. 99.27. Series 1997-I Key Performance Factors for the month ended June 30, 1998. 99.28. Series 1997-J Key Performance Factors for the month ended June 30, 1998. 99.29. Series 1997-K Key Performance Factors for the month ended June 30, 1998. 99.30. Series 1997-M Key Performance Factors for the month ended June 30, 1998. 99.31. Series 1997-N Key Performance Factors for the month ended June 30, 1998. 99.32. Series 1998-A Key Performance Factors for the month ended June 30, 1998. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: July 14, 1998 MBNA AMERICA BANK, NATIONAL ASSOCIATION By: David Martini ---------------------------------- Name: David Martini Title: Vice President