Exhibit 99.6 MBNA MASTER CREDIT CARD TRUST II SERIES 1995-C KEY PERFORMANCE FACTORS June 30, 1999 Expected B Maturity 7/15/05 Blended Coupon 6.3400% Excess Protection Level 3 Month Average 5.93% June, 1999 5.13% May, 1999 7.59% April, 1999 5.08% Cash Yield 17.44% Investor Charge Offs 5.06% Base Rate 7.24% Over 30 Day Delinquency 4.82% Seller's Interest 11.01% Total Payment Rate 13.71% Total Principal Balance $44,380,968,357.42 Investor Participation Amount $575,000,000.00 Seller Participation Amount $4,888,448,838.93