Exhibit 99.35 MBNA MASTER CREDIT CARD TRUST II SERIES 1998-E KEY PERFORMANCE FACTORS July 31, 1999 Expected B Maturity 4/15/2008 Blended Coupon 5.5548% Excess Protection Level 3 Month Average 6.16% July, 1999 5.84% June, 1999 5.14% May, 1999 7.48% Cash Yield18.70% Investor Charge Offs 4.97% Base Rate 7.89% Over 30 Day Delinquency 4.84% Seller's Interest 9.75% Total Payment Rate14.54% Total Principal Balance$45,698,903,036.29 Investor Participation Amount$882,400,000.00 Seller Participation Amount$4,456,383,517.80